Dentist Home Loan

Tailored Mortgage Solutions for Dentists

The Dentist Home Loan*: Your customized path to owning a home. Designed exclusively for dental professionals, our mortgage solution delivers unbeatable rates, adaptable terms, and an easy application process. With our skilled team guiding you, your dream home is just within reach. Trust a team that knows your needs. Physician Bank – your path to homeownership. Get started today.

*Loans are subject to credit approval.

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Flexible Home Loan Solutions for Dentists

As a dentist, your career and finances come with unique challenges. That’s why we offer unique home loan solutions designed exclusively for you. Whether you’re just starting out or have an established career, we have competitive rates, flexible repayment options, and personalized financing to turn your dream of homeownership into a reality. Our team will work with you to determine your financial goals and create a loan that meets your needs, so you can focus on your dental practice while still achieving homeownership. Let us help you achieve your goals today!

Experience the ultimate mortgage flexibility with our personalized home loan solutions. Take advantage of incredible features and options tailored to meet your unique needs.

Tailored Rates for Dentists: Get big returns on your investments with our rates that are customized to cater to the unique financial needs of dentists. Our rates are both affordable and efficient, offering you optimal value for your money. Take advantage of the power of our tailored rates and elevate your investments today!
Customized Repayment Plans: Never let fluctuating income hold you back. Our loan repayment options are tailored to meet your specific financial needs, whether you need a short-term or long-term solution. Let us help you create a personalized approach that fits your goals.
Get Tailored Financing for Your Dental Practice: We know that every practice is different, which is why we offer personalized financing solutions based on your income, credit history, and projected earnings. We’re here to help you achieve your dream of owning your own home with the financing you need.
Get Your Dream Home Faster: Our Exclusive Loan Programs designed for dentists make homeownership easier than ever. Experience reduced down payments, lower interest rates, and flexible eligibility criteria tailored to your unique needs. Don’t miss out on your chance to become a homeowner today.
Get Expert Help for Your Mortgage: Applying for a loan can be overwhelming, but our specialist team is ready to guide you through it all. With personalized support tailored to your unique profession, you’ll be informed and empowered to make the best decisions. Count on us to help you reach your financial goals with ease.

Own your dream home with ease and financial security. Our flexible home loan options are tailor-made for dentists, ensuring a smooth journey towards homeownership. Let us be your partner in making home ownership a reality.

How to Qualify for A Dentist Home LOAN

Get ready to take the first step towards securing your dentist home loan! While it might seem daunting, we’ve got you covered with our easy-to-follow criteria. With Physician Bank, all you need to do is meet six requirements to qualify. Say goodbye to stress and hello to a new home.

Get your dentist home loan approved with ease by verifying your income! Just present proof of your employment status such as pay stubs, W-2 forms, or an employment contract from a hospital or clinic.
Prove your financial stability with proof of liquid assets like savings or brokerage accounts.
Have a good credit score. You can validate your creditworthiness through necessary paperwork such as bank statements and paycheck stubs. Don’t let the lack of credit hold you back from your dream home!

Prove your financial stability by maintaining a healthy debt-to-income ratio. Ensure that your monthly debt payments don’t surpass 40% of your income.
Have a certificate or license to practice medicine, like an MD or DO degree or entering post-residency period.
To complete the process, make sure you have official documentation that confirms the address of your prospective home.

Great news! If you meet these criteria, you’re closer than ever to your dream home through Physician Bank. Don’t let paperwork intimidate you. With the right documentation, you can begin the process of getting approved for a dental home loan today.

GET STARTED WITH A Dentist Home LOAN

Need financing for buying or refinancing a home? Our dentist home loans have got you covered! Follow these easy steps to get started:

Collect your financial data: Organize your financial information beforehand. Ensure you have your credit score, income statements, and details of outstanding debts or loans in order.
Explore your loan options: Check out the interest rates, repayment terms, and fees linked to the loan to make an informed decision!
Contact Physician Bank: Let us know once you have a clear idea of what you’re looking for and we’ll guide you through the process. Don’t forget to bring along the financial info you gathered in step 1.

Start the application: Provide accurate and complete information on your application. Your eligibility is determined by the details you provide.
Wait for approval: We’ll carefully review your application and make our decision. It won’t be long – this process usually takes only a few days to a few weeks.
Receive the funds: Get the funds you need with our loan approval. It’s important to use them responsibly and make payments on time to keep your credit score looking good.

More Than Dentist Home Loans

Not only do we offer dentist home loans, but we also have high-interest checking and savings accounts that can help you save big. Our accounts feature competitive interest rates and low fees that make it easier for you to keep more money in your pocket. Plus, we have a health savings account (HSA) that can save you money on medical expenses. By contributing pre-tax dollars to your HSA, you can spend the funds on qualified medical expenses tax-free. Start saving today with our top-notch financial offerings.

Achieving your financial goals is now easier than ever with our range of financial products. Choose from one or all of them to get started. Contact us today and learn more about how we can help you succeed.

PAYROLL PLUS ACCOUNT

Give your paycheck a boost!

Get the best of both worlds – the convenience of Direct Deposit and an excellent rate of return.

JUMBO DEPOSIT ACCOUNT

Your savings, safe and secure.

Attention, dentists! Get a high-yield savings account with flexible options that guarantee FDIC insurance for deposits of up to $7 million!

HEALTH SAVINGS ACCOUNT

Convenient health funds.

Discover a high-yield savings account for qualified dentists to save for current and future medical expenses. Perfectly tailored for use with high-deductible health insurance plans. Take charge of your healthcare savings today!

140 North Phillips Avenue #101A, Sioux Falls

4.9 62 reviews

Tessa LaBounty ★★★★★ a month ago
I can not thank Julie Velline enough for the service she provided us during the home buying process. With the help of Julie and Physician Bank my husband and I were able to build our dream home. Julie was extremely knowledgeable and able … More to answer all of our questions (which as first time home buyers we had a lot of). She made the entire process run smoothly. I would definitely recommend Julie to anyone looking to buy or build a home, especially physician's who are interested in building their dream home as Physician Bank made the construction loan process so easy and seamless.
Kazvin Marfatia ★★★★★ 9 months ago
My fiancé and I are so grateful we got to work with Julie! As first time home buyers, the home buying process can be daunting but we honestly could not have had a better experience. Julie is available night and day to address any of our … More concerns and her responses are always very prompt. We valued how organized she is and would recommend her expertise to anyone. Thank you Julie!!! Looking forward to working with you again in the future 🙂
Kirbi Sullivan ★★★★★ 11 months ago
Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.
Cristina Toledo-Cornell ★★★★★ 11 months ago
I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!
Tony Captain ★★★★★ 9 months ago
Matt velline was an amazing mortgage loan originator. This was undoubtedly the most flawless and efficient process I have ever been involved in to obtain home mortgage loan. Rather the Spanish inquisition, I encountered a consummate professional … More who embodied sincerety and kindness. He was informative every step along the way and made the experience pleasant and tranquil. Matt made the process seem easy and comfortable. So, indeed wonderful loan mortgage originator that was the most superb!!!! Thank you physician bank for being the best ever in my book!!!! Also, Julie and Juanita were an intricate part of the process and great assets to the team!!! Kudos to all!!!!
Trinh To ★★★★★ 7 months ago
We had the utmost pleasure to work with Julie Velline. She is amazing!!! She helped us close the house in 4 days!! She honestly did God's work and made our dream come true. We were with another lender for 2.5 weeks and were not satisfied … More with their service. The previous lender clearly did not specialized in physician loans like we thought they do. Otherwise, they wouldn't have made the process more complicated than what it really is. It was the constant back and forth and none of our goals were being met. You would think there'll be minimal issues when you have 1 pharmacist and 1 medical physician in the household with 2 incomes. We had major headaches with the previous lender before we finally gave up on them and decided to be brave to reach out to a new lender during the buying process!! I called 1-2 other lenders and they all gave me the realistic answer of "No, we need at least 3-4 weeks to gather all the paperwork and process the loan". It was understandable considering we were with another lender for literally 2.5 weeks yet no loan was officially closed. I finally reached out to Julie for one final effort… and it was on Labor Day, 9/4! I did not anticipate any response due to the holiday and clearly all the banks would be closed. However, Julie responded!! She said they were closed for the holiday but she was willing to look over our documentation. I asked her if she can realistically help us close the loan on our closing date & she said "I don't see why not??". I was nearly in shock. My boyfriend and I sent over all the required documents. Julie and her processor literally worked around the clock for 2-3 days straight, I tell you! She was super responsive to her emails and worked like no other. She made sure to take care of us and to meet our goal of closing the house on 9/13/23. Honestly wow. Everyone we encountered during this buying process was nice and enjoyable to work with. They clearly know what they're doing and clearly have worked with other physicians and healthcare professionals before. They know how doctors live their life and their typical situations. They didn't have much questions regarding our background and finances. A+++ for Physician Bank and Julie! We are truly thankful for you.
Lindsey Haldiman ★★★★★ 8 months ago
Jeff Asche has been so great to work with and is extremely responsive and knowledgeable. My husband and I are so appreciative of his patient and willingness to explain the loan application process and all it entails. I HIGHLY recommend … More Jeff if you are looking for a mortgage lender!
Fernando Zayas Bazan ★★★★★ 10 months ago
Physician Bank helped me secure a home loan at a great interest rate. We just closed June 12th 2023! Thank you Ryan and Physician Bank for making this sooo smooth!
Benjamin Moreno ★★★★★ 9 months ago
This summer my wife and I purchased our first home and had the opportunity to work with Jeff Asche. Jeff was very responsive and punctual when it came to addressing any concerns, and his experience of the entire process was evident throughout. … More Most importantly, Jeff helped my wife and I accomplish our biggest objective out of the entire process. With his help, we managed to time our purchase perfectly with the end of our lease. I could not have imagined a smoother transaction without Jeff!
Carolyn Lussenhop ★★★★★ 10 months ago
I had a wonderful experience with Physician Bank and they worked very closely with me to help me purchase my first home. My mortgage officer, Chris, was extremely helpful throughout the entire process. She is very knowledgeable, accountable, … More and went above and beyond to ensure that we closed on our home very quickly. We will continue to work with Physician Bank in the future, and I would absolutely recommend them to anyone!
Carrie Nemeh ★★★★★ 9 months ago
We just closed on our new home today and couldn't be more impressed with the service provided by Ryan at Physician Bank! He was incredibly responsive from start to finish. This was our first time buying a home so we had a lot of questions … More and Ryan was so patient and helped us every step of the way. We were able to get into our first choice home and close within 30 days. After extensive research we were most impressed by the choices and service provided by Ryan at Physician Bank which is why we ultimately chose this lender. Thank you!
Jonathan Wolf ★★★★★ 9 months ago
Jean at Physicians Bank was amazing. She got my wife and I in our forever home and helped us navigate the loan process. She made herself available to answer all our questions and helped make the lending process as stress free as possible. … More A true pleasure to work with and will be recommending her to others.