Vetinary Loans

Tailored Loans for Veterinary Professionals

At Physician Bank, we understand the vital role that veterinarians play in the well-being of our beloved pets. However, we also acknowledge the difficulties that come with managing finances for your veterinary practice and personal home. That’s why we’re excited to introduce Veterinary Home Loans*, specifically tailored to meet the unique needs of veterinarians like you. Whether you’re starting your own practice or looking to grow, our specialized loan options provide competitive rates, flexible terms, and personalized assistance. Take a leap into a brighter future with Veterinary Home Loans and let us be by your side every step of the way.

*Loans are subject to credit approval.

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Home Loan Solutions for Veterinarians

As a veterinarian, you have unique financial needs when it comes to finding a home. And at Physician Bank, we’re here to help. From recent graduates just starting out, to seasoned vets looking to upgrade or buy their dream home, we offer tailored lending programs and expert guidance to make the home loan process a breeze. We’ll work with you to determine your financial goals and create a loan that fits your needs, so you can spend less time worrying about homeownership and more time on your veterinary practice. Let us help you achieve your goals today!

As a veterinarian, you deserve the very best in mortgage flexibility. Our veterinary loan solutions give you a range of exceptional features and options. Discover the ultimate way to finance your dream home today!

Tailored Rates for Veterinarians: Get the best return on your investments with interest rates customized to meet your financial needs. Our rates are affordable and powerful, giving you the most value for your money as a veterinarian.
Achieve Your Goals with Flexible Loan Repayment Plans: Income instability shouldn’t hold you back. Our repayment options are tailored to match your financial circumstances. With customized plans ranging from short-term to long-term, we’ve got you covered.
Customized Financing for Your Veterinarian Practice: We know that every veterinarian practice is distinct, and we’re here to provide tailored financing options that take into account your income, credit history, and future earnings. Our ultimate aim is to help you achieve your dream of owning a home by providing the financing you need.
As a veterinarian, achieving homeownership has never been easier. Our exclusive loan programs provide reduced down payments, lower interest rates, and flexible eligibility criteria designed specifically for you. Don’t miss out on the chance to turn homeownership into reality.
Get Expert Help for Your Veterinary Loan Application! Applying for a loan in the veterinary field can be a challenge, but our experienced mortgage team is here to support you. With tailored guidance every step of the way, you’ll feel confident in making the best financial decisions for your profession. Count on us to help you reach your financial goals.

Let us help you achieve your dream of owning your own home with ease and peace of mind. Our flexible home loan solutions are tailored specifically for veterinarians, ensuring your financial stability on your path to becoming a homeowner. Don’t wait any longer to make your dreams a reality – take advantage of our expert support and become a homeowner today.

How to Qualify for A Veterinary LOAN

Qualifying for a veterinary home loan might feel overwhelming, but it doesn’t have to be. Physician Bank has made the process easy with just six criteria to meet in order to qualify. So don’t be intimidated, you can do this!

Get a Veterinary Loan with Proof of Income. You’ll need to provide pay stubs, W-2 forms or an employment contract from a veterinarian hospital or clinic to qualify.
Prove your financial stability with readily available funds from savings or brokerage accounts.
Your credit score determines your eligibility for a veterinary loan. To prove your creditworthiness, provide bank statements or paycheck stubs. Get the funds you need for your furry friend’s care.

Want to get approved for a loan? Make sure your debt-to-income ratio is in check. Keep your monthly debt payments under 40% of your income and you’ll be on your way to financial security.
Whether you’ve completed your residency or obtained a DVM degree, we require all applicants to possess a certificate or license to be considered for this opportunity.
Make sure to have official documents that confirm the address of your dream home before you seal the deal.

If you meet all the criteria to get into your new home through Physician Bank then congratulations! It’s time to get excited and start the process of getting approved for a veterinary loan today. No need to feel intimidated, just make sure you have all the right paperwork in hand.

GET STARTED WITH A Veterinary LOAN

Veterinarians seeking home financing can benefit from our veterinary loans. Follow these steps to begin the process:

Get Your Finances in Order for Your Veterinary Loan: To ensure a smooth and successful application process, it’s important to have all your financial information in one place. This includes your credit score, income statements, and any outstanding debts or loans.
Explore Your Veterinary Loan Options: Take some time to compare your options and find a loan that suits your needs. Look into the interest rates, repayment terms, and fees associated with each one.
Ready to apply for a veterinary loan? Contact Physician Bank to start the process! Just gather your financial information from step 1 and let us know what you’re looking for. We’ll guide you through the application process from start to finish.

Get your veterinarian home loan approved! Ensure your application is complete and accurate when the time comes. Eligibility for the loan depends on it.
Your application is in our hands: We’ll carefully evaluate it to determine your eligibility for approval. The review process can take anywhere from several days to a few weeks, so sit tight and keep an eye out for our response.
Get Funded: Once your loan is approved, we’ll provide you with the necessary funds. Remember to use the funds wisely and make timely payments to keep your credit score in good standing.

More Than Veterinary Loans

Save more and earn more with us! Aside from veterinary loans, enjoy our high-interest checking and savings accounts that offer competitive rates and low fees. Would you like to save on medical expenses too? Avail our Health Savings Account (HSA) and contribute pre-tax dollars. Plus, all qualified medical expenses are tax-free!

Transform your financial future with our banking products. Whether you need one or all, we’ve got you covered. Get in touch now to discover your options and achieve your goals with ease.

PAYROLL PLUS ACCOUNT

Give your paycheck a boost!

Get the best of both worlds – the convenience of Direct Deposit and an excellent rate of return.

JUMBO DEPOSIT ACCOUNT

Your savings, safe and secure.

Maximize your savings with our Jumbo account. Enjoy high-yield interest rates and flexible deposit options of up to $7 million, all fully FDIC insured. Start saving smart today.

HEALTH SAVINGS ACCOUNT

Convenient health funds.

Save for current and future qualified medical expenses with an interest-bearing HSA account. It’s perfect for eligible individuals who have high-deductible health insurance plans.

140 North Phillips Avenue #101A, Sioux Falls

4.9 62 reviews

Tessa LaBounty ★★★★★ a month ago
I can not thank Julie Velline enough for the service she provided us during the home buying process. With the help of Julie and Physician Bank my husband and I were able to build our dream home. Julie was extremely knowledgeable and able … More to answer all of our questions (which as first time home buyers we had a lot of). She made the entire process run smoothly. I would definitely recommend Julie to anyone looking to buy or build a home, especially physician's who are interested in building their dream home as Physician Bank made the construction loan process so easy and seamless.
Kazvin Marfatia ★★★★★ 9 months ago
My fiancé and I are so grateful we got to work with Julie! As first time home buyers, the home buying process can be daunting but we honestly could not have had a better experience. Julie is available night and day to address any of our … More concerns and her responses are always very prompt. We valued how organized she is and would recommend her expertise to anyone. Thank you Julie!!! Looking forward to working with you again in the future 🙂
Kirbi Sullivan ★★★★★ 11 months ago
Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.
Cristina Toledo-Cornell ★★★★★ 11 months ago
I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!
Tony Captain ★★★★★ 9 months ago
Matt velline was an amazing mortgage loan originator. This was undoubtedly the most flawless and efficient process I have ever been involved in to obtain home mortgage loan. Rather the Spanish inquisition, I encountered a consummate professional … More who embodied sincerety and kindness. He was informative every step along the way and made the experience pleasant and tranquil. Matt made the process seem easy and comfortable. So, indeed wonderful loan mortgage originator that was the most superb!!!! Thank you physician bank for being the best ever in my book!!!! Also, Julie and Juanita were an intricate part of the process and great assets to the team!!! Kudos to all!!!!
Trinh To ★★★★★ 7 months ago
We had the utmost pleasure to work with Julie Velline. She is amazing!!! She helped us close the house in 4 days!! She honestly did God's work and made our dream come true. We were with another lender for 2.5 weeks and were not satisfied … More with their service. The previous lender clearly did not specialized in physician loans like we thought they do. Otherwise, they wouldn't have made the process more complicated than what it really is. It was the constant back and forth and none of our goals were being met. You would think there'll be minimal issues when you have 1 pharmacist and 1 medical physician in the household with 2 incomes. We had major headaches with the previous lender before we finally gave up on them and decided to be brave to reach out to a new lender during the buying process!! I called 1-2 other lenders and they all gave me the realistic answer of "No, we need at least 3-4 weeks to gather all the paperwork and process the loan". It was understandable considering we were with another lender for literally 2.5 weeks yet no loan was officially closed. I finally reached out to Julie for one final effort… and it was on Labor Day, 9/4! I did not anticipate any response due to the holiday and clearly all the banks would be closed. However, Julie responded!! She said they were closed for the holiday but she was willing to look over our documentation. I asked her if she can realistically help us close the loan on our closing date & she said "I don't see why not??". I was nearly in shock. My boyfriend and I sent over all the required documents. Julie and her processor literally worked around the clock for 2-3 days straight, I tell you! She was super responsive to her emails and worked like no other. She made sure to take care of us and to meet our goal of closing the house on 9/13/23. Honestly wow. Everyone we encountered during this buying process was nice and enjoyable to work with. They clearly know what they're doing and clearly have worked with other physicians and healthcare professionals before. They know how doctors live their life and their typical situations. They didn't have much questions regarding our background and finances. A+++ for Physician Bank and Julie! We are truly thankful for you.
Lindsey Haldiman ★★★★★ 8 months ago
Jeff Asche has been so great to work with and is extremely responsive and knowledgeable. My husband and I are so appreciative of his patient and willingness to explain the loan application process and all it entails. I HIGHLY recommend … More Jeff if you are looking for a mortgage lender!
Fernando Zayas Bazan ★★★★★ 10 months ago
Physician Bank helped me secure a home loan at a great interest rate. We just closed June 12th 2023! Thank you Ryan and Physician Bank for making this sooo smooth!
Benjamin Moreno ★★★★★ 9 months ago
This summer my wife and I purchased our first home and had the opportunity to work with Jeff Asche. Jeff was very responsive and punctual when it came to addressing any concerns, and his experience of the entire process was evident throughout. … More Most importantly, Jeff helped my wife and I accomplish our biggest objective out of the entire process. With his help, we managed to time our purchase perfectly with the end of our lease. I could not have imagined a smoother transaction without Jeff!
Carolyn Lussenhop ★★★★★ 10 months ago
I had a wonderful experience with Physician Bank and they worked very closely with me to help me purchase my first home. My mortgage officer, Chris, was extremely helpful throughout the entire process. She is very knowledgeable, accountable, … More and went above and beyond to ensure that we closed on our home very quickly. We will continue to work with Physician Bank in the future, and I would absolutely recommend them to anyone!
Carrie Nemeh ★★★★★ 9 months ago
We just closed on our new home today and couldn't be more impressed with the service provided by Ryan at Physician Bank! He was incredibly responsive from start to finish. This was our first time buying a home so we had a lot of questions … More and Ryan was so patient and helped us every step of the way. We were able to get into our first choice home and close within 30 days. After extensive research we were most impressed by the choices and service provided by Ryan at Physician Bank which is why we ultimately chose this lender. Thank you!
Jonathan Wolf ★★★★★ 9 months ago
Jean at Physicians Bank was amazing. She got my wife and I in our forever home and helped us navigate the loan process. She made herself available to answer all our questions and helped make the lending process as stress free as possible. … More A true pleasure to work with and will be recommending her to others.