Physician Bank Blog

Physician Loan Agreement

Physician Loan – 42 Answers for Physicians

The purpose of this article is to describe what a physician loan is and how it is used. It will also answer some of the top questions people have regarding physician loans. In addition, we will investigate investment property issues, ...
protect your credit score

How to Monitor and Protect Credit Score During the Homebuying Process

As a physician, you know that buying a home is a major decision, and it’s important to have a good credit score when going through the process. There are many factors involved in monitoring your credit score during this time ...
Costs of Home Ownership

Costs of Home Ownership

When you're buying a home, there are several upfront and ongoing costs of home ownership outside of your mortgage payment that you’ll want to consider ahead of time, so you can budget accordingly and remain stress-free. Beyond the Purchase Price: ...
Navigating the Home Buying Process

Navigating the Home Buying Process: Where to Begin

First step of your home-buying journey: Find your Mortgage Loan Originator Are you a physician looking to purchase a home? That's great news! Fortunately, there are mortgage loan options specifically designed for physicians – often referred to as a physician ...
Saving Money For a Vacation

6 Tips for Physicians to Save Money for the Vacation they Deserve!

As a physician, you work hard to provide quality healthcare to your patients. With that said, it's also essential for your health to take time off to recharge and rejuvenate! A vacation can be a perfect way to refresh, but ...
top expenses for young physicians

Top 7 Expenses for Young Physicians

We dug into Medscape's "Young Physician Compensation Report 2022" to check out where young physicians tend to spend their money. Medscape surveyed 2,000 physicians under age 40. According to the report, compensation is rising for young physicians, yet there are ...

Budgeting During Your Residency

Going into residency can mean moving across the country, a lot of changes in your expenses and financial habits, and trying to balance residency and settling into a new home. Setting up a budget during this time can help bring ...
Buy or Rent a Home

Buy or Rent? What Every Medical Resident Should Know

Are you a resident and trying to decide if you should buy or rent a place? It’s an important decision to make, as it can have a huge impact on your budget and lifestyle. In this article, we’ll discuss the ...
16 Benefits of a Physician Loan

16 Benefits of a Physician Loan

Physicians can have unique financial situations, and physician loans from Physician Bank can be designed specifically with them in mind. Some of the benefits include the ability to finance up to 100% of the purchase price of a home, no ...
Debt to Income

Debt-to-Income Ratio and Tips on How to Improve it

When you're applying for a physician home loan, Physician Bank is going to want to know that you can afford the monthly payments. One way they do this is by looking at your debt-to-income ratio. This number tells us how ...

What Is PMI and How Does It Work?

Are you feeling confused by all the acronyms that come with mortgages? Let us break down one of the most misunderstood aspects of a mortgage: private mortgage insurance (PMI). This is different from your homeowner’s insurance which covers your property ...
Should I get a Physician Loan

Should I Get A Physician Loan?

With high interest rates and home prices, many are questioning whether now is the right time to buy a home. Many individuals and families are getting priced out of the market. Doctors, dentists, vets, pharmacists, and other qualified physicians have ...
Physician Home Loan - Steps to the Buying Process

Physician Home Loan – Steps of the Home-Buying Process

You’ve heard about physician loans and now you’ve decided to get one. Now what? We’ll walk you through every step of the buying process so you know what to expect and you can feel less anxious and more excited about ...
physician mortgage loan agreement

The Physician Mortgage Loan

If you are a physician looking for a new home, you may be wondering about a physician mortgage loan. What are they and what can I do with them? A physician mortgage loan from Physician Bank is a specific type ...
How to Improve Your Credit Score

12 Steps to a Good Credit Score

If you're thinking about applying for a physician loan, it's important to know what Physician Bank is looking for. A high credit score and a good credit history are two of the most important factors that we consider when approving ...
Physician with Physician Loan

What You Need to Know About Physician Loans

If you are a licensed physician, doctor, dentist, pharmacist, in residency or other qualifying medical licensee, you may be eligible for a Physician Loan. Physician loans are a type of loan specifically designed for doctors and residents to help them ...
Financial Self Care

What Does Financial Self Care Look Like?

Think self-care is just candles and bubble baths? With financial concerns being one of the most common causes of stress, don’t forget to make time for financial self care. It may seem like a trend, but it can make a ...
are traditional savings accounts dead

Are Traditional Savings Accounts Dead?

There's no denying that traditional savings accounts are no longer as popular as they once were. Many people are now questioning whether saving money in a savings account is the best option with all the choices out there. Our customers ...
Physician Bank

Physician Bank – 6 Things to Know About Us

We launched Physician Bank in February 2022. You may be wondering how it's going. The short answer is very well! But wait, you are probably wondering who we are.  To properly introduce you to Physician Bank, here are 6 things we ...

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