Physician Bank Blog

Debt to Income

Debt-to-Income Ratio and Tips on How to Improve it

When you're applying for a physician home loan, Physician Bank is going to want to know that you can afford the monthly payments. One way they do this is by looking at your debt-to-income ratio. This number tells us how ...
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Private-Mortgage-Insurance-PMI

What Is PMI and How Does It Work?

Are you feeling confused by all the acronyms that come with mortgages? Let us break down one of the most misunderstood aspects of a mortgage: private mortgage insurance (PMI). This is different from your homeowner’s insurance which covers your property ...
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Physician-Loans

Should I Get A Physician Loan?

With high interest rates and home prices, many are questioning whether now is the right time to buy a home. Many individuals and families are getting priced out of the market. Doctors, dentists, vets, pharmacists, and other qualified physicians have ...
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Physician Home Loan - Steps to the Buying Process

Physician Home Loan – Steps of the Home-Buying Process

You’ve heard about physician loans and now you’ve decided to get one. Now what? We’ll walk you through every step of the buying process so you know what to expect and you can feel less anxious and more excited about ...
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physician mortgage loan agreement

The Physician Mortgage Loan

If you are a physician looking for a new home, you may be wondering about a physician mortgage loan. What are they and what can I do with them? A physician mortgage loan from Physician Bank is a specific type ...
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How to Improve Your Credit Score

12 Steps to a Good Credit Score

If you're thinking about applying for a physician loan, it's important to know what Physician Bank is looking for. A high credit score and a good credit history are two of the most important factors that we consider when approving ...
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Physician with Physician Loan

What You Need to Know About Physician Loans

If you are a licensed physician, doctor, dentist, pharmacist, in residency or other qualifying medical licensee, you may be eligible for a Physician Loan. Physician loans are a type of loan specifically designed for doctors and residents to help them ...
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Financial Self Care

What Does Financial Self Care Look Like?

Think self-care is just candles and bubble baths? With financial concerns being one of the most common causes of stress, don’t forget to make time for financial self care. It may seem like a trend, but it can make a ...
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Alternative savings accounts

Are Traditional Savings Accounts Dead?

There's no denying that traditional savings accounts are no longer as popular as they once were. Many people are now questioning whether saving money in a savings account is the best option with all the choices out there. Our customers ...
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Physician Loan Agreement

Physician Loan – 42 Answers for Physicians

The purpose of this article is to describe what a physician loan is and how it is used. It will also answer some of the top questions people have regarding physician loans. In addition, we will investigate investment property issues, ...
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Physician Bank

Physician Bank – 6 Things to Know About Us

We launched Physician Bank in February 2022. You may be wondering how it's going. The short answer is very well! But wait, you are probably wondering who we are. To properly introduce you to Physician Bank, here are 6 things we ...
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