physician loan Archives - Physician Bank

June 5, 2023 Physician Loans 0

Physician Loan – 42 Answers for Physicians

The purpose of this article is to describe what a physician loan is and how it is used. It will also answer some of the top questions people have regarding physician loans. In addition, we will investigate investment property issues,…

May 30, 2023 Physician Loans 0

How to Monitor and Protect Credit Score During the Homebuying Process

As a physician, you know that buying a home is a major decision, and it’s important to have a good credit score when going through the process. There are many factors involved in monitoring your credit score during this time…

May 23, 2023 Physician Loans 0

Costs of Home Ownership

When you’re buying a home, there are several upfront and ongoing costs of home ownership outside of your mortgage payment that you’ll want to consider ahead of time, so you can budget accordingly and remain stress-free. Beyond the Purchase Price:…

February 21, 2023 Physician Loans 0

Buy or Rent? What Every Medical Resident Should Know

Are you a resident and trying to decide if you should buy or rent a place? It’s an important decision to make, as it can have a huge impact on your budget and lifestyle. In this article, we’ll discuss the…

February 13, 2023 Physician Loans 0

16 Benefits of a Physician Loan

Physicians can have unique financial situations, and physician loans from Physician Bank can be designed specifically with them in mind. Some of the benefits include the ability to finance up to 100% of the purchase price of a home, no…

January 3, 2023 Physician Loans 0

Should I Get A Physician Loan?

With high interest rates and home prices, many are questioning whether now is the right time to buy a home. Many individuals and families are getting priced out of the market. Doctors, dentists, vets, pharmacists, and other qualified physicians have…

December 1, 2022 Physician Loans 0

The Physician Mortgage Loan

If you are a physician looking for a new home, you may be wondering about a physician mortgage loan. What are they and what can I do with them? A physician mortgage loan from Physician Bank is a specific type…

November 30, 2022 Physician Loans 0

12 Steps to a Good Credit Score

If you’re thinking about applying for a physician loan, it’s important to know what Physician Bank is looking for. A high credit score and a good credit history are two of the most important factors that we consider when approving…

November 21, 2022 Physician Loans 0

What You Need to Know About Physician Loans

If you are a licensed physician, doctor, dentist, pharmacist, in residency or other qualifying medical licensee, you may be eligible for a Physician Loan. Physician loans are a type of loan specifically designed for doctors and residents to help them…

Physician Bank

140 North Phillips Avenue #101A, Sioux Falls

Kazvin Marfatia ★★★★★ 2 months ago

My fiancé and I are so grateful we got to work with Julie! As first time home buyers, the home buying process can be daunting but we honestly could not have had a better experience. Julie is available night and day to address any of our … More concerns and her responses are always very prompt. We valued how organized she is and would recommend her expertise to anyone. Thank you Julie!!! Looking forward to working with you again in the future :)

Kirbi Sullivan ★★★★★ 4 months ago

Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.

Cristina Toledo-Cornell ★★★★★ 4 months ago

I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!

Trinh To ★★★★★ a week ago

We had the utmost pleasure to work with Julie Velline. She is amazing!!! She helped us close the house in 4 days!! She honestly did God's work and made our dream come true. We were with another lender for 2.5 weeks and were not satisfied … More with their service. The previous lender clearly did not specialized in physician loans like we thought they do. Otherwise, they wouldn't have made the process more complicated than what it really is. It was the constant back and forth and none of our goals were being met. You would think there'll be minimal issues when you have 1 pharmacist and 1 medical physician in the household with 2 incomes. We had major headaches with the previous lender before we finally gave up on them and decided to be brave to reach out to a new lender during the buying process!! I called 1-2 other lenders and they all gave me the realistic answer of "No, we need at least 3-4 weeks to gather all the paperwork and process the loan". It was understandable considering we were with another lender for literally 2.5 weeks yet no loan was officially closed. I finally reached out to Julie for one final effort… and it was on Labor Day, 9/4! I did not anticipate any response due to the holiday and clearly all the banks would be closed. However, Julie responded!! She said they were closed for the holiday but she was willing to look over our documentation. I asked her if she can realistically help us close the loan on our closing date & she said "I don't see why not??". I was nearly in shock. My boyfriend and I sent over all the required documents. Julie and her processor literally worked around the clock for 2-3 days straight, I tell you! She was super responsive to her emails and worked like no other. She made sure to take care of us and to meet our goal of closing the house on 9/13/23. Honestly wow. Everyone we encountered during this buying process was nice and enjoyable to work with. They clearly know what they're doing and clearly have worked with other physicians and healthcare professionals before. They know how doctors live their life and their typical situations. They didn't have much questions regarding our background and finances. A+++ for Physician Bank and Julie! We are truly thankful for you.

Benjamin Moreno ★★★★★ 2 months ago

This summer my wife and I purchased our first home and had the opportunity to work with Jeff Asche. Jeff was very responsive and punctual when it came to addressing any concerns, and his experience of the entire process was evident throughout. … More Most importantly, Jeff helped my wife and I accomplish our biggest objective out of the entire process. With his help, we managed to time our purchase perfectly with the end of our lease. I could not have imagined a smoother transaction without Jeff!

Fernando Zayas Bazan ★★★★★ 3 months ago

Physician Bank helped me secure a home loan at a great interest rate. We just closed June 12th 2023! Thank you Ryan and Physician Bank for making this sooo smooth!

4.9 61 reviews

Kazvin Marfatia ★★★★★ 2 months ago
My fiancé and I are so grateful we got to work with Julie! As first time home buyers, the home buying process can be daunting but we honestly could not have had a better experience. Julie is available night and day to address any of our … More concerns and her responses are always very prompt. We valued how organized she is and would recommend her expertise to anyone. Thank you Julie!!! Looking forward to working with you again in the future :)
Kirbi Sullivan ★★★★★ 4 months ago
Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.
Cristina Toledo-Cornell ★★★★★ 4 months ago
I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!
Trinh To ★★★★★ a week ago
We had the utmost pleasure to work with Julie Velline. She is amazing!!! She helped us close the house in 4 days!! She honestly did God's work and made our dream come true. We were with another lender for 2.5 weeks and were not satisfied … More with their service. The previous lender clearly did not specialized in physician loans like we thought they do. Otherwise, they wouldn't have made the process more complicated than what it really is. It was the constant back and forth and none of our goals were being met. You would think there'll be minimal issues when you have 1 pharmacist and 1 medical physician in the household with 2 incomes. We had major headaches with the previous lender before we finally gave up on them and decided to be brave to reach out to a new lender during the buying process!! I called 1-2 other lenders and they all gave me the realistic answer of "No, we need at least 3-4 weeks to gather all the paperwork and process the loan". It was understandable considering we were with another lender for literally 2.5 weeks yet no loan was officially closed. I finally reached out to Julie for one final effort… and it was on Labor Day, 9/4! I did not anticipate any response due to the holiday and clearly all the banks would be closed. However, Julie responded!! She said they were closed for the holiday but she was willing to look over our documentation. I asked her if she can realistically help us close the loan on our closing date & she said "I don't see why not??". I was nearly in shock. My boyfriend and I sent over all the required documents. Julie and her processor literally worked around the clock for 2-3 days straight, I tell you! She was super responsive to her emails and worked like no other. She made sure to take care of us and to meet our goal of closing the house on 9/13/23. Honestly wow. Everyone we encountered during this buying process was nice and enjoyable to work with. They clearly know what they're doing and clearly have worked with other physicians and healthcare professionals before. They know how doctors live their life and their typical situations. They didn't have much questions regarding our background and finances. A+++ for Physician Bank and Julie! We are truly thankful for you.
Benjamin Moreno ★★★★★ 2 months ago
This summer my wife and I purchased our first home and had the opportunity to work with Jeff Asche. Jeff was very responsive and punctual when it came to addressing any concerns, and his experience of the entire process was evident throughout. … More Most importantly, Jeff helped my wife and I accomplish our biggest objective out of the entire process. With his help, we managed to time our purchase perfectly with the end of our lease. I could not have imagined a smoother transaction without Jeff!
Fernando Zayas Bazan ★★★★★ 3 months ago
Physician Bank helped me secure a home loan at a great interest rate. We just closed June 12th 2023! Thank you Ryan and Physician Bank for making this sooo smooth!

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