A Great Deal for a Certificate of Deposit!
Unlike a traditional Certificate of Deposit (CD), our Triple Option CDs come with FDIC insurance and provide three valuable benefits:
Benefit 1: Unlimited Rate Bump – Anytime
Think you might miss out on rising interest rates? You won’t. You can reset your Certificate of Deposit rate anytime to our posted rate, for any term equal to or greater than the current term. The CD term is also reset when the rate is reset. In addition, you can bump the rate as often as you’d like.
Benefit 2: No Penalty For Medical Withdrawals
Have concerns that you’ll need the money for medical expenses? No problem. You can access your money anytime and withdraw without penalties if used for medical expenses. Minimum withdraw amount is $1,000/withdrawal.
Benefit 3: Add Deposits Anytime
Combine balances and add money to your Certificate of Deposit anytime. Minimum deposit is $1,000 and you can add up to 100% of the CD’s original balance each term.
5.50% APY* for a 6 Month CD ($25,000 Minimum) is a Great Deal!
Simply complete the form to get all the information you need.
Act Now and Make Your Money Work Harder.
APY = Annual Percentage Yield. Fees may reduce earnings. Interest penalty will be imposed for early withdrawal. Will waive penalty if withdrawal is used for medical expenses.
Important Information
Procedures for Opening an Account
Mandated by the USA PATRIOT ACT
To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT ACT, a Federal law, requires all financial institutions to obtain, and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
| Term | $2,000 Min. Balance1 for APY2 | $25,000 Min. Balance1 for APY2 | $75,000 Min. Balance1 for APY2 |
| 6 Month Special (Interest Rate) | 0.14% | 5.5% (5.43%) |
5.5% (5.43%) |
| 12 Month | 0.18% | 4.79% | 4.79% |
2APY = Annual Percentage Yield. Penalty fees may reduce earnings.
Interest Rates Effective Since October 23, 2023.
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The 100% financing option while we started our first post-residency job, their rapid and efficient response rate to our questions and our numerous changes in schedule that occurred with our builder, and the absence of PMI were all extremely helpful.
Dr. David Ogden, UT