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The Physician Home Loan

Only available at Physician Bank, this mortgage loan for home purchases is available in all 50 U.S. states. Physician applicants must be licensed with one of the following medical degrees: Medical Doctor (MD), Doctor of Dental Surgery (DDS), Doctor of Medicine in Dentistry (DMD), Doctor of Optometry (DO), Doctor of Osteopathic Medicine (OD), Doctor of Podiatric Medicine (DPM), Doctor of Veterinary Medicine (DVM), or Registered Pharmacists (PharmD).

The Physician Home Loan offers unique benefits compared to many traditional mortgage types, including:

Additionally, qualified physicians can obtain mortgage financing up to $2,000,0005. Medical residents and practicing physicians may apply. To get started, simply submit your information and one of our in-house physician loan specialists will contact you.

1 95% financing available on purchase loans up to $725,000. Property use must be primary residence.
2 Subject to terms and conditions of the lock agreement.
3 .5% of student loan balance used as monthly qualifying payment.
4 Maximum DTI is 45%
5 Subject to approval, 95% financing not available on loans over $725,000. Contact us to learn more.

Important Information

Procedures for Opening an Account
Mandated by the USA PATRIOT ACT

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT ACT, a Federal law, requires all financial institutions to obtain, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

More Than Mortgages

Physician Bank offers a suite of financial products and services for physicians including personal loans, private banking and deposit accounts.

Physician eCentive® Account
Your checking account, amplified. Earn high interest while maintaining the checking account functionality you need.

Jumbo Deposit Savings Account
Your savings, safe and secure. A high-yield interest-bearing savings account with flexible options to ensure deposits up to $7 million can be fully FDIC insured.

Health Savings Account
Keeping health top-of-mind. An interest-bearing account allowing eligible individuals to save for current and future qualified medical expenses.

Flexible Financing

Mortgage and banking solutions for physicians in all 50 states.



Mortgage and Banking solutions for physicians in any career stage are available in all 50 states through Physician Bank.

Home Construction Loans

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