Physician Bank Home Mortgage Form

The Physician Home Loan

Only available at Physician Bank, this mortgage loan for home purchases is available in all 50 U.S. states. Physician applicants must be licensed with one of the following medical degrees: Medical Doctor (MD), Doctor of Dental Surgery (DDS), Doctor of Medicine in Dentistry (DMD), Doctor of Optometry (DO), Doctor of Osteopathic Medicine (OD), Doctor of Podiatric Medicine (DPM), Doctor of Veterinary Medicine (DVM), or Registered Pharmacists (PharmD).

The Physician Home Loan offers unique benefits compared to many traditional mortgage types, including:

Additionally, qualified physicians can obtain mortgage financing up to $4,000,000⁵. Medical residents and practicing physicians may apply. To get started, simply submit your information and one of our in-house physician loan specialists will contact you.

¹ 100% financing available on purchase loans up to $1,000,000. Property use must be primary residence.

² Subject to terms and conditions of the lock agreement.

³ .5% of student loan balance used as monthly qualifying payment.

⁴ Maximum DTI is 45%

⁵ Subject to approval, 100% financing not available on loans over $1,000,000. Contact us to learn more.

More Than Mortgages

Physician Bank offers a suite of financial products and services for physicians including personal loans, private banking and deposit accounts.

Physician eCentive® Account
Your checking account, amplified. Earn high interest while maintaining the checking account functionality you need.

Jumbo Deposit Savings Account
Your savings, safe and secure. A high-yield interest-bearing savings account with flexible options to ensure deposits up to $7 million can be fully FDIC insured.

Health Savings Account
Keeping health top-of-mind. An interest-bearing account allowing eligible individuals to save for current and future qualified medical expenses.

Flexible Financing

Mortgage and banking solutions for physicians in all 50 states.

Flexible
Financing

Mortgage and Banking solutions for physicians in any career stage are available in all 50 states through Physician Bank.

Home Construction Loans

Home Refinance Loans

Personal Loans

Physician Bank

140 North Phillips Avenue Unit 101a, Sioux Falls

Kirbi Sullivan ★★★★★ 2 weeks ago

Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.

Cristina Toledo-Cornell ★★★★★ a month ago

I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!

Nicolette Stanton ★★★★★ a week ago

Physician Bank has provided a great experience with buying our first home. Ryan Kaufman was who we worked with and he was amazing! Very knowledgeable, always willing to answer questions and very timely responses! He was a pleasure to work … More with. Highly recommend!!

Johnny Holm ★★★★★ 2 months ago

I've closed several loans with Matt Velline and have every intention to only use his services in the future! Not only is Matt very experienced and knowledgeable, but makes himself available outside "banker hours!" That is … More a huge benefit to working with him. A true professional and a very patient and thorough loan officer! Matt and Physician Bank are the best!

Jessica Levy ★★★★★ 4 months ago

Our experience with Matt, Tanya & Juanita has been great! They took the time to answer all of our questions and ensure we felt comfortable throughout the entire process, even with the closing of our home falling over the holidays. We … More are so appreciative of all their support. Would definitely recommend!

Josh Macke ★★★★★ a month ago

I had an amazing experience with physician bank. I had a lender prior to physician bank that fell through but they were able to help out when the other bank could not. They were also very quick to do so. Within 5 minutes of showing interest … More I had Ryan Kaufman on the phone with me and assisting in the transition from my prior lender to their bank. Ryan was super helpful in explainging the steps and what else was needed during the whole process and was always reachable when I had questions. I recommend them to all for buying a home. I also want to awknowledge Juantia Schmunk who help set up my bank account over the phone. She was super personable and fun to talk to and after each call with her I was in a better mood. This team is great and if I ever need to buy another house I will aboslutely use them in the future. 5 stars+!!!

4.9 41 reviews

Kirbi Sullivan ★★★★★ 2 weeks ago
Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.
Cristina Toledo-Cornell ★★★★★ a month ago
I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!
Nicolette Stanton ★★★★★ a week ago
Physician Bank has provided a great experience with buying our first home. Ryan Kaufman was who we worked with and he was amazing! Very knowledgeable, always willing to answer questions and very timely responses! He was a pleasure to work … More with. Highly recommend!!
Johnny Holm ★★★★★ 2 months ago
I've closed several loans with Matt Velline and have every intention to only use his services in the future! Not only is Matt very experienced and knowledgeable, but makes himself available outside "banker hours!" That is … More a huge benefit to working with him. A true professional and a very patient and thorough loan officer! Matt and Physician Bank are the best!
Jessica Levy ★★★★★ 4 months ago
Our experience with Matt, Tanya & Juanita has been great! They took the time to answer all of our questions and ensure we felt comfortable throughout the entire process, even with the closing of our home falling over the holidays. We … More are so appreciative of all their support. Would definitely recommend!
Josh Macke ★★★★★ a month ago
I had an amazing experience with physician bank. I had a lender prior to physician bank that fell through but they were able to help out when the other bank could not. They were also very quick to do so. Within 5 minutes of showing interest … More I had Ryan Kaufman on the phone with me and assisting in the transition from my prior lender to their bank. Ryan was super helpful in explainging the steps and what else was needed during the whole process and was always reachable when I had questions. I recommend them to all for buying a home. I also want to awknowledge Juantia Schmunk who help set up my bank account over the phone. She was super personable and fun to talk to and after each call with her I was in a better mood. This team is great and if I ever need to buy another house I will aboslutely use them in the future. 5 stars+!!!

The Physician Home Loan

More Than Mortgages

Flexible Financing

Flexible
Financing

Flexible
Financing

Home Construction Loans

Home Refinance Loans

Personal Loans

Physician Bank

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