Physician Home Loan

HOME LOANS FOR MEDICAL RESIDENTS

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AVERAGE RESPONSE TIME <10 MINUTES

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Up to 97% Financing Available For our Physician Home Loan

up to 97% financing available on Resident Home Loans up to $806,500. Property use must be primary residence.

Student Loan Debt Leniency with a Physician Bank Home Loan for Physicians

Leniency towards student loan debt during decisioning. 0.5% of student loan balance used as monthly qualifying payment.

Physician Home Loan Applies to Single Family Housing and More

Single family dwellings, townhome, condo and 4-unit owner occupied purchases1.

90-Day Locks For a Physician Home Loan

90-Day locks are subject to terms and conditions of the lock agreement.

No Private Mortgage Insurance Fees (PMI) for a Physician Bank Home Loan

Options for No Private Mortgage
Insurance Fees (PMI)

Physician Home Loan with 50% Maximum Debt to Income

Maximum Debt to Income is 50%.

97 percent financing

up to 97% financing available on physician home loans up to $806,500. Property use must be primary residence.

Student Loan Debt Leniency with Physician Bank Home Loans for Physicians

Leniency towards student loan debt during decisioning. 0.5% of student loan balance used as monthly qualifying payment.

Doctor Home Loans

Single family dwellings, townhome, condo and 4-unit owner occupied purchases1.

90-Day Locks For Physician Mortgage Loans

90-Day locks are subject to terms and conditions of the lock agreement.

No Private Mortgage Insurance Fees (PMI) for Physician Loans

Options for No Private Mortgage Insurance Fees (PMI)

50 percent DTI

Maximum Debt to Income is 50%.

Additionally, qualified doctors can obtain mortgage financing up to $2,000,0001. Medical residents and practicing physicians may apply for home loans too. Contact us today to learn more about loans for physicians!

Physician Bank offers home loans, personal and business loans, and private banking services for licensed doctors and medical residents in all 50 U.S. states.

1Subject to approval, up to 97% financing not available on loans over $806,500. Contact us to learn more.

Physician Home Loan
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FDIC Equal Housing Lender

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