Physician Loan Refinance

Physician Loan Refinance

SAVE WITH BETTER RATES

At Physician Bank, we understand that medical professionals have unique needs when it comes to home refinancing. That’s why we offer multiple physician home loan refinancing options in all 50 U.S. states. From traditional fixed-rate mortgages to adjustable-rate options, we have a solution that can fit your specific needs. Connect with a lender to learn more about our refinancing options and how we can help you achieve your financial goals.

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AVERAGE RESPONSE TIME <10 MINUTES

GET STARTED WITH A PHYSICIAN LOAN Refinance

Physician Bank offers multiple home loan refinancing options for licensed physicians in all 50 U.S. states.

PHYSICIAN LOAN Refinance TYPES

  • Rate & Term
  • Home Equity
  • Cash-out
  • FHA Streamline

Additionally, qualified physicians can obtain mortgage loan financing up to $2,000,0001. Medical residents and practicing physicians may apply.

Contact us today to learn more!

1. Subject to approval, 95% financing not available on loans over $725,000. Contact us to learn more.

Important Information

Procedures for Opening an Account Mandated by the USA PATRIOT ACT

To help the government fight the funding of terrorism and money laundering activities, the USA PATRIOT ACT, a Federal law, requires all financial institutions to obtain, and record information that identifies each person who opens an account.

What this means for you:

When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

New! 4.04% APY* on checking.
*APY = Annual Percentage Yield

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Payroll Plus Checking Account

*APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. Rate applies to balances between $0.01 and $100,000

To earn 4.04%, you must:

  1. Have at least $5,000 in direct deposit each month from payroll, social security, investment income, or other forms of monthly income.
  2. Have monthly debit card purchases posted to your account equaling a minimum of $500. Please note that ATM transactions do not count toward the debit card purchase requirement.
  3. Enroll and receive monthly eStatements. With eStatements, you must have a valid email address to enroll. $4 per month fee applies if not enrolled in eStatements and paper statements are sent through U.S. Mail.

Payroll Plus Rates effective as of June 1, 2024. Minimum opening deposit of $100.