Optometrist Home Loan

Optometrist Home Loan

Unlocking Homeownership for Optometrists

Are you an optometrist dreaming of buying your own home? Look no further than the Optometrist Home Loan* – a financing option catered specifically to professionals like you. With unbeatable rates and customizable terms, this loan is the key to making your homeownership dreams a reality. Don’t wait any longer – take the first step today.

*Loans are subject to credit approval.



Tailored Financing for Your Dream Home

As an optometrist, you understand the importance of vision health. It’s time to shift your focus to your own dream home with the Optometrist Home Loan. This specialized financing option is designed to address your unique needs and circumstances.

With the Optometrist Home Loan, you’ll enjoy a range of benefits that make homeownership more accessible. This includes competitive interest rates and flexible repayment terms. As a tailored program for optometrists like you, you’ll receive the financial support you deserve.

Whether you’re a veteran optometrist looking for a new home or a recent graduate starting out, the Optometrist Home Loan can help you reach your goals. Don’t miss out on this opportunity to turn your vision of homeownership into a reality.

How to Qualify for An Optometrist Home Loan

Want to apply for an Optometrist Home Loan? Physician Bank has specific criteria to determine your eligibility. Check out these fundamental factors that can impact your chances of approval:

  • Secure your loan approval by showing your professional credentials and employment verification. We require a stable income and optometry experience. Start your journey to enhanced visual wellness now.
  • Your income level and debt-to-income ratio are key factors that we review to determine if you can repay a loan. We’ll look at your monthly debt payments compared to your gross monthly income. The lower your ratio, the better your chances of approval.
  • Make sure you have a good credit score. We evaluate your credit history to evaluate your repayment habits and assess risk, making it essential to keep a strong credit score and positive credit history to improve your chances of getting favorable loan terms.
  • Boost your chances of securing a loan with better terms by proving your fiscal prudence through saving for a down payment. While down payment requirements differ, a bigger down payment is typically advantageous in qualifying for loans and reducing the amount borrowed.
  • Maintaining consistent employment and stable income can greatly improve your chances of getting approved for a loan. We look for a strong employment history or proof of long-term contracts to assess your financial stability.
  • Looking for a way to improve your chances of qualifying for a loan? Start by managing your existing debts, including student loans, credit card balances, and outstanding loans. We’ll help you evaluate your debts and develop a plan to keep them within reasonable limits.

Ready to own your dream home as an optometrist? Our Optometrist Home Loan program can make it happen! Meet the qualifying criteria and consult with our experts to guide you through the process. Your hard work and success as an optometrist deserve a home that reflects your accomplishments. Start your journey today.


Secure financing for your dream home as an optometrist. Follow these easy steps to get started:

  • Organize your finances first: Before moving forward with your optometrist home loan, make sure you organize your financial information such as credit score, income statements, and any existing debts or loans. Don’t let poor financial organization prevent you from securing the home of your dreams.
  • Research different Optometrist home loan options: Find the perfect loan by comparing multiple options. Take a close look at interest rates, repayment terms, and fees to ensure it aligns with your needs.
  • Contact us: Reach out to us once you’ve got a clear idea of what you need and we’ll guide you through the application process. Don’t forget to bring all the financial information you’ve gathered in step 1!
  • Complete the application: Get the loan you deserve by filling out our application with accurate and complete information. We need this to determine your eligibility and ensure a smooth approval process.
  • Wait for approval: We’ll carefully evaluate your application to deliver a decision. Depending on the volume of applications, the entire process can last anywhere from a few days to a few weeks.
  • Receive your funds: When approved for the loan you will receive your funds. Ensure responsible use and timely payments to keep your credit score in good standing.
More Than Optometrist Home Loans

Get more bang for your buck with our Optometrist home loans and high-interest checking and savings accounts. Our competitive interest rates and low fees make it easy to save more money. Plus, our health savings account (HSA) helps you save money on your medical expenses. You can contribute pre-tax dollars to your account and use the funds for qualifying medical expenses tax-free. Keep your finances in top shape with our comprehensive banking options!

Choose one or all of our financial products to help you achieve your financial goals. Contact us today to learn more about our offerings.


Give your paycheck a boost!

Get the best of both worlds – the convenience of Direct Deposit and an excellent rate of return.

Physician eCentive Checking Account


Your savings, safe and secure.

Secure Your Savings: Benefit from High-Yield Interest and Flexible Options up to $7 Million, Fully FDIC Insured!

Physician Jumbo Savings Account


Convenient health funds.

Save for your medical expenses with our interest-bearing account available for eligible optometrists – perfect for both current and future qualified medical expenses and can be used alongside high-deductible health insurance plans.

Physician Health Savings Account
New! 4.04% APY* on checking.
*APY = Annual Percentage Yield

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Payroll Plus Checking Account

*APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. Rate applies to balances between $0.01 and $100,000

To earn 4.04%, you must:

  1. Have at least $5,000 in direct deposit each month from payroll, social security, investment income, or other forms of monthly income.
  2. Have monthly debit card purchases posted to your account equaling a minimum of $500. Please note that ATM transactions do not count toward the debit card purchase requirement.
  3. Enroll and receive monthly eStatements. With eStatements, you must have a valid email address to enroll. $4 per month fee applies if not enrolled in eStatements and paper statements are sent through U.S. Mail.

Payroll Plus Rates effective as of May 1, 2024. Minimum opening deposit of $100.