Going into residency can mean moving across the country, a lot of changes in your expenses and financial habits, and trying to balance residency and settling into a new home. Setting up a budget during this time can help bring…
Are you a resident and trying to decide if you should buy or rent a place? It’s an important decision to make, as it can have a huge impact on your budget and lifestyle. In this article, we’ll discuss the…
Physicians can have unique financial situations, and physician loans from Physician Bank can be designed specifically with them in mind. Some of the benefits include the ability to finance up to 100% of the purchase price of a home, no…
Are you feeling confused by all the acronyms that come with mortgages? Let us break down one of the most misunderstood aspects of a mortgage: private mortgage insurance (PMI). This is different from your homeowner’s insurance which covers your property…
With high interest rates and home prices, many are questioning whether now is the right time to buy a home. Many individuals and families are getting priced out of the market. Doctors, dentists, vets, pharmacists, and other qualified physicians have…
You’ve heard about physician loans and now you’ve decided to get one. Now what? We’ll walk you through every step of the buying process so you know what to expect and you can feel less anxious and more excited about…
If you are a licensed physician, doctor, dentist, pharmacist, in residency or other qualifying medical licensee, you may be eligible for a Physician Loan. Physician loans are a type of loan specifically designed for doctors and residents to help them…
The purpose of this article is to describe what a physician loan is and how it is used. It will also answer some of the top questions people have regarding physician loans. In addition, we will investigate investment property issues,…
The 100% financing option while we started our first post-residency job, their rapid and efficient response rate to our questions and our numerous changes in schedule that occurred with our builder, and the absence of PMI were all extremely helpful.
Dr. David Ogden, UT