Physician Loans

Low Down Payment
Physician Loans

Our suite of physician loan products are offered exclusively to practicing physicians, and medical residents. Financing is available in all 50 U.S. states for home purchases, home refinancing, personal loans and business loans.

Contact Physician Bank today!

GET STARTED ONLINE

AVERAGE RESPONSE TIME <10 MINUTES

Physician Loans For Doctors

Home Mortgage Loans estimate

Physician Bank offers physician mortgage loans, private banking services and personal loans for licensed physicians in all 50 U.S. states.  Licensed physicians with the following medical degrees can qualify for financing with Physician Bank: Medical Doctor (MD), Doctor of Dental Surgery (DDS), Doctor of Medicine in Dentistry (DMD), Doctor of Optometry (DO), Doctor of Osteopathic Medicine (OD), Doctor of Podiatric Medicine (DPM), Doctor of Veterinary Medicine (DVM), Registered Pharmacists (PharmD), Registered Nurses (RN), Nurse Practitioners (NP), Doctors of Chiropractic (DC), Naturopathic Medicine (ND), Doctor of Psychology (PsyD), Doctor of Physical Therapy (DPT), Doctor of Philosophy (PhD), Doctor of Education (DEd and PhD), or Physician Assistants (PA).

Physician Home Loans by Physician Bank are only available through www.physicianbank.com.

Additionally, qualified physicians can obtain mortgage financing up to $2,000,0005. Medical residents and practicing physicians may apply. Contact us today to learn more!

1 95% financing available on purchase loans up to $725,000. Property use must be primary residence.
2 Subject to terms and conditions of the lock agreement.
3 .5% of student loan balance used as monthly qualifying payment.
4 Maximum DTI is 45%
5 Subject to approval, 95% financing not available on loans over $725,000. Contact us to learn more.

Flexible FINANCING For Physicians

Physician Home Loan

Low down payment on loans up to $725,000 for qualified physicians.

Learn More

Refinance Loan

Cash-out and Rate & Term refinancing available.

Learn More

Personal Physician Loans

Financing up to $200,000, flexible repayment terms.

Learn More

BANK DEPOSIT ACCOUNTS
Physician eCentive Account

Earn high interest while maintaining the checking account functionality you need.

Learn More

Jumbo Deposit Account

A high-yield interest-bearing savings account with flexible options to ensure deposits up to $7 million can be fully FDIC insured.

Learn More

Health Savings Account

An interest-bearing account allowing eligible individuals to save for current and future qualified medical expenses. To be used in conjunction with high-deductible health insurance plans.

Learn More

Convenient Digital Mortgage Lending

Enter your number and we’ll text you a link to download Physician Bank’s mobile app for Physician home loans.

By sending your phone number you agree to receive automated messages from Physician Bank to this mobile phone number. Standard SMS rates apply.

Accessibility Toolbar

Attention

You are leaving the Physician Bank web site and going to an external website. This link is being provided to you as a courtesy of Physician Bank, a division of Heritage Bank NA. Physician Bank is not endorsing or guaranteeing the products, information, or recommendations by linked sites. It is important that you understand our Privacy Policy does not apply to any third-party sites; therefore, we encourage you to read the security/privacy information for each site you visit. Would you like to continue?

Attention

You are leaving the Physician Bank web site and going to an external website. This link is being provided to you as a courtesy of Physician Bank, a division of Heritage Bank NA. Physician Bank is not endorsing or guaranteeing the products, information, or recommendations by linked sites. It is important that you understand our Privacy Policy does not apply to any third-party sites; therefore, we encourage you to read the security/privacy information for each site you visit. Would you like to continue?

Send us a message

Select an appointment type below.

To begin your Personal Loan application, please enter your contact information below. You will then be directed to the BHG website to continue your application. We look forward to serving you soon.

Attention

You are leaving the Physician Bank web site and going to an external website. This link is being provided to you as a courtesy of Physician Bank, a division of Heritage Bank NA. Physician Bank is not endorsing or guaranteeing the products, information, or recommendations by linked sites. It is important that you understand our Privacy Policy does not apply to any third-party sites; therefore, we encourage you to read the security/privacy information for each site you visit. Would you like to continue?