If you’re a dental surgeon looking to buy a home, you may be wondering if it’s hard to get a dentist loan. The good news is that dentists are often seen as low-risk borrowers, so securing a loan with Physician Bank in most cases will not be too difficult.
There are a few different types of loans that dentists can apply for. The most common is a conventional loan. These loans typically have lower interest rates and longer repayment terms than other types of loans. Another option is an FHA loan, which is backed by the Federal Housing Administration. These loans usually have slightly higher interest rates but can be easier to qualify for. There are also VA loans, which are available to veterans and active-duty military personnel. These loans often come with low or no down payment requirements and competitive interest rates.
If you have any questions about getting a dentist loan, feel free to reach out to our team of loan experts or today. We’re always happy to help!
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Banking solutions for physicians at every career stage available in all 50 states.
Banking solutions for physicians at every career stage available in all 50 states.
The entire team was easy to work with & made our loan a seamless process for buying a home. Being able to avoid PMI is an awesome benefit.
Dr. Sayer Mansfield, TXThe Physician home loan was exactly what we needed and our lending specialists, Chris, made buying our home easy and enjoyable.
Dr. Moe Reno, NVBeing able to have a 0% down payment was convenient and made it feasible to buy property right out of school. The Physician Bank team was super easy to work with and responsive to our needs either via text, call or email!
Dr. Catibog Roseville, MNKept us informed all throughout the process and was very patient with our questions. We cannot recommend this institution and Julie Velline enough. Thank you!
Dr. Radu Minot, ND140 North Phillips Avenue #101A, Sioux Falls
4.9 61 reviews
Average response time <10 minutes
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You are leaving the Physician Bank web site and going to an external website. This link is being provided to you as a courtesy of Physician Bank, a division of Heritage Bank NA. Physician Bank is not endorsing or guaranteeing the products, information, or recommendations by linked sites. It is important that you understand our Privacy Policy does not apply to any third-party sites; therefore, we encourage you to read the security/privacy information for each site you visit. Would you like to continue?
The 100% financing option while we started our first post-residency job, their rapid and efficient response rate to our questions and our numerous changes in schedule that occurred with our builder, and the absence of PMI were all extremely helpful.
Dr. David Ogden, UT