Account Ownership Category | FDIC Insurance Coverage Limits |
Single Accounts (Owned by One Person) | $250,000 per owner |
Joint Accounts (Owned by Two or More Persons) | $250,000 per co-owner |
Certain Retirement Accounts (Includes IRAs) | $250,000 per co-owner |
Revocable Trust Accounts | $250,000 per owner per unique beneficiary |
Corporation, Partnership and Unincorporated Association Accounts | $250,000 per corporation, partnership or unincorporated association |
Irrevocable Trust Accounts | $250,000 for the non-contingent interest of each unique beneficiary |
Employee Benefit Plan Accounts | $250,000 for the non-contingent interest of each plan participant |
Government Accounts | $250,000 per official custodian (more coverage available subject to specific conditions) |
The entire team was easy to work with & made our loan a seamless process for buying a home. Being able to avoid PMI is an awesome benefit.
Dr. Sayer Mansfield, TXThe Physician home loan was exactly what we needed and our lending specialists, Chris, made buying our home easy and enjoyable.
Dr. Moe Reno, NVBeing able to have a 0% down payment was convenient and made it feasible to buy property right out of school. The Physician Bank team was super easy to work with and responsive to our needs either via text, call or email!
Dr. Catibog Roseville, MNKept us informed all throughout the process and was very patient with our questions. We cannot recommend this institution and Julie Velline enough. Thank you!
Dr. Radu Minot, ND140 North Phillips Avenue #101A, Sioux Falls
4.9 61 reviews
Average response time <10 minutes
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The 100% financing option while we started our first post-residency job, their rapid and efficient response rate to our questions and our numerous changes in schedule that occurred with our builder, and the absence of PMI were all extremely helpful.
Dr. David Ogden, UT