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![Physician Home Loans with 95% financing available 95% Financing Available For our Physician Home Loan](https://www.physicianbank.com/wp-content/uploads/physician loan/95-percent-financing.webp)
95% financing available on physician mortgage loans up to $725,000. Property use must be primary residence.
![Leniency with Physician Mortgage Loans Student Loan Debt Student Loan Debt Leniency with a Physician Bank Home Loan for Physicians](https://www.physicianbank.com/wp-content/uploads/physician loan/student-loan-debt-leniency.webp)
Leniency towards student loan debt during decisioning. .5% of student loan balance used as monthly qualifying payment.
![Physician Mortgage Loans Designed For Physicians Physician Home Loan Applies to Single Family Housing and More](https://www.physicianbank.com/wp-content/uploads/physician loan/single-family-dwellings.webp)
Single family dwellings, townhome, condo and 4-unit owner occupied purchases1.
![Physician Mortgage Loans Have 90 Day Locks 90-Day Locks For a Physician Home Loan](https://www.physicianbank.com/wp-content/uploads/physician loan/90-day-locks.webp)
90-Day locks are subject to terms and conditions of the lock agreement.
![Physician Loans Have No Private Mortgage Insurance No Private Mortgage Insurance Fees (PMI) for a Physician Bank Home Loan](https://www.physicianbank.com/wp-content/uploads/physician loan/no-private-mortgage-insurance.webp)
No Private Mortgage Insurance Fees (PMI)
![Maximum Debt-to-Income Ratio is 45% for our Physician Loans Physician Home Loan with 45% Maximum Debt to Income](https://www.physicianbank.com/wp-content/uploads/physician loan/maximum-debt-to-income-ratio.webp)
Maximum Debt to Income is 45%.
![Physician Home Loans with 95% financing available 95 percent financing](https://www.physicianbank.com/wp-content/uploads/physician loan/95-percent-financing.webp)
95% financing available on physician home loans up to $725,000. Property use must be primary residence.
![Leniency with Physician Mortgage Loans Student Loan Debt student loan debt leniency](https://www.physicianbank.com/wp-content/uploads/physician loan/student-loan-debt-leniency.webp)
Leniency towards student loan debt during decisioning. .5% of student loan balance used as monthly qualifying payment.
![Physician Mortgage Loans Designed For Physicians single family dwellings](https://www.physicianbank.com/wp-content/uploads/physician loan/single-family-dwellings.webp)
Single family dwellings, townhome, condo and 4-unit owner occupied purchases1.
![Physician Mortgage Loans Have 90 Day Locks 90 day locks](https://www.physicianbank.com/wp-content/uploads/physician loan/90-day-locks.webp)
90-Day locks are subject to terms and conditions of the lock agreement.
![Physician Loans Have No Private Mortgage Insurance no private mortgage insurance](https://www.physicianbank.com/wp-content/uploads/physician loan/no-private-mortgage-insurance.webp)
No Private Mortgage Insurance Fees (PMI)
![Maximum Debt-to-Income Ratio is 45% for our Physician Loans maximum debt to income ratio](https://www.physicianbank.com/wp-content/uploads/physician loan/maximum-debt-to-income-ratio.webp)
Maximum Debt to Income is 45%.
Additionally, qualified doctors can obtain mortgage financing up to $2,000,0001. Medical residents and practicing physicians may apply. Contact us today to learn more about loans for physicians!
Physician Bank offers mortgage loans, personal and business loans, and private banking services for licensed doctors in all 50 U.S. states.
1Subject to approval, 95% financing not available on loans over $725,000. Contact us to learn more.
![physician-home-loan Physician Home Loan](https://www.physicianbank.com/wp-content/uploads/physician loan/physician-home-loan-1.webp)
- Collect your financial information
- Connect with our team
- Complete the physician loan application
- Get approval
- Purchase your home