Physician Home Loan

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AVERAGE RESPONSE TIME <10 MINUTES

95% Financing Available For our Physician Home Loan

95% financing available on physician mortgage loans up to $725,000. Property use must be primary residence.

Student Loan Debt Leniency with a Physician Bank Home Loan for Physicians

Leniency towards student loan debt during decisioning. .5% of student loan balance used as monthly qualifying payment.

Physician Home Loan Applies to Single Family Housing and More

Single family dwellings, townhome, condo and 4-unit owner occupied purchases1.

90-Day Locks For a Physician Home Loan

90-Day locks are subject to terms and conditions of the lock agreement.

No Private Mortgage Insurance Fees (PMI) for a Physician Bank Home Loan

No Private Mortgage Insurance Fees (PMI)

Physician Home Loan with 45% Maximum Debt to Income

Maximum Debt to Income is 45%.

95 percent financing

95% financing available on physician home loans up to $725,000. Property use must be primary residence.

student loan debt leniency

Leniency towards student loan debt during decisioning. .5% of student loan balance used as monthly qualifying payment.

single family dwellings

Single family dwellings, townhome, condo and 4-unit owner occupied purchases1.

90 day locks

90-Day locks are subject to terms and conditions of the lock agreement.

no private mortgage insurance

No Private Mortgage Insurance Fees (PMI)

maximum debt to income ratio

Maximum Debt to Income is 45%.

Additionally, qualified doctors can obtain mortgage financing up to $2,000,0001. Medical residents and practicing physicians may apply. Contact us today to learn more about loans for physicians!

Physician Bank offers mortgage loans, personal and business loans, and private banking services for licensed doctors in all 50 U.S. states.

1Subject to approval, 95% financing not available on loans over $725,000. Contact us to learn more.

Physician Home Loan

More Than Physician Home Loans

Along with the best physician home loan program in the US, we also provide high interest-bearing checking and savings accounts with low fees and competitive interest rates. Plus, our health savings account (HSA) offers a tax-free solution to help you pay for qualified medical expenses with pre-tax dollars. Sign up now and take charge of your financial and health goals!

Transform your financial future with our wide range of products. Whether you want to save for a down payment, invest for retirement, or simply build wealth, we have the right tools to help you reach your goals. Get in touch with us today to discover how we can help you achieve financial success.

PAYROLL PLUS ACCOUNT

Give your paycheck a boost!

Get the best of both worlds – the convenience of Direct Deposit and an excellent rate of return.

Physician Payroll Plus High Interest Checking Account

JUMBO DEPOSIT ACCOUNT

Your savings, safe and secure.

Get high returns on your savings with our flexible account options that guarantee FDIC insurance on deposits up to $7 million.

Note: FDIC insurance up to $7 million is subject to additional terms and conditions.

Physician Jumbo Savings Account

HEALTH SAVINGS ACCOUNT

Convenient health funds.

Save for current and future qualified medical expenses with this interest-bearing HSA account, exclusively available to eligible individuals. Pair it with high-deductible health insurance plans for maximum benefits.

Physician Health Savings Account

PAYROLL PLUS ACCOUNT

Payroll Plus Checking Account

Give your paycheck a boost!

Get the best of both worlds – the convenience of Direct Deposit and an excellent rate of return.

JUMBO DEPOSIT ACCOUNT

Jumbo Deposit Savings Account

Your savings, safe and secure.

Get high returns on your savings with our flexible account options that guarantee FDIC insurance on deposits up to $7 million.

Note: FDIC insurance up to $7 million is subject to additional terms and conditions.

HEALTH SAVINGS ACCOUNT

Health Savings Account

Convenient health funds.

Save for current and future qualified medical expenses with this interest-bearing HSA account, exclusively available to eligible individuals. Pair it with high-deductible health insurance plans for maximum benefits.

Physician Bank Provides Private Banking & Physician Mortgage Loans for Licensed Physicians
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The Best Home Loan Designed for Physicians
FDIC Equal Housing Lender

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