Loans For Medical Residents

Loans For Medical Residents

Unlocking Opportunities for Medical Residents

Are you a medical resident looking to purchase a home but don’t know where to start? Look no further – Physician Bank specializes in providing home loans for medical residents and has the expertise to help you make the most of your home purchase. With us, you can be sure that you’re getting a great deal and will get the best terms possible for your loan. So don’t wait – let Physician Bank unlock your dream home today!



Loans for Medical Residents: Fueling Dreams, Supporting Careers

If you’re a medical resident, there’s a good chance you need financial help to make your dream home come true. Enter Physician Bank, the go-to source for mortgage loans for medical residents. Are you between residencies? No problem. Once approved, your mortgage terms are locked for 90 days*, giving you time to find your home and move before starting your next position. With a range of loan options to choose from, you’ll be able to get the funds you need quickly and at an affordable rate. With our mortgage loans for medical residents, you can fuel your dreams and support your career with no hassle. So don’t wait any longer: Get the loan you need now and start focusing on building your career. We’ll be right by your side as you do it. At Physician Bank, we’re ready to help make your dreams come true!

  • Low interest rates – No need to worry about paying back more than you borrowed!
  • Quick approval process – You don’t have to wait forever for your money.
  • Streamlined application process – We are familiar with the financial situations and needs of medical residents and have a streamlined application process that takes into account a resident’s unique circumstances, making it easier and quicker to secure the loan.
  • Flexible payment options – Choose from weekly, bi-weekly or monthly payments to fit your lifestyle.
  • Low down payment or collateral – Get the cash you need without putting up valuable assets as collateral!
  • Prepayment discounts – Want to save on interest and pay off your loan early? Take advantage of the prepayment discounts offered by Physician Bank.

More Than Physician Loans For Medical residents

Attention medical residents! We’ve got more than just loans for you – our high-interest checking and savings accounts offer competitive rates and low fees to help you save big. Plus, our health savings account (HSA) lets you stash away pre-tax dollars for medical expenses, all tax-free. Don’t miss out on your chance to save more with us.

Achieve your financial goals with ease by choosing from our banking products listed below. Whether you need just one or all, we’ve got you covered. Get in touch with us today to explore our offerings and take the first step towards a brighter financial future.


Physician eCentive® account – amplified checking.

Get high interest and checking account functionality all in one.

Physician eCentive Checking Account


Your savings, safe and secure.

Get your money in the right place with a high-yield savings plan for medical residents. You’ll have the flexibility to deposit up to $7 million and rest easy knowing your savings are fully FDIC insured.

Physician Jumbo Savings Account


Convenient health funds.

Medical residents: save for current and future qualified expenses with our interest-bearing HSA account. Pair it with high-deductible health insurance for optimal benefits.

Physician Health Savings Account
New! 4.04% APY* on checking.
*APY = Annual Percentage Yield

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Payroll Plus Checking Account

*APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. Rate applies to balances between $0.01 and $100,000

To earn 4.04%, you must:

  1. Have at least $5,000 in direct deposit each month from payroll, social security, investment income, or other forms of monthly income.
  2. Have monthly debit card purchases posted to your account equaling a minimum of $500. Please note that ATM transactions do not count toward the debit card purchase requirement.
  3. Enroll and receive monthly eStatements. With eStatements, you must have a valid email address to enroll. $4 per month fee applies if not enrolled in eStatements and paper statements are sent through U.S. Mail.

Payroll Plus Rates effective as of July 1, 2024. Minimum opening deposit of $100.