Savings Account Strategy

Save Up

Improve Your Savings Strategy

Save Up Strategy

With Save Up, you can build on the savings strategy you currently have. With Save Up, saving is easy.

The Save Up Program works with your Physician eCentive® checking account*. ACH and debit card purchases made with your checking account are automatically rounded up (to the nearest dollar) and deposited directly into your savings account. You do not need to calculate or transfer any money to accumulate it.

Let's say you stop at your local coffee shop to grab a latte to go. The cost is $4.65. Save Up rounds up the price to $5, with $4.65 going to the merchant and 35 cents to your checking account.

35 cents might seem insignificant, but consider how many times you swipe or tap your debit card daily. Most people who use Save Up make 30 transactions per week and save more than $10. Without compound interest, that would be more than $520 a year. As change accumulates throughout the day, it becomes a lump sum deposited into your account.

Physician Bank offers round-up savings accounts, so if you're interested in enhancing your savings strategy, consider implementing this feature into your Physician eCentive® checking account. No matter what your goal is, it can add to your savings, whether it's building up an emergency fund or saving for a vacation.

You can join our Save Up program by filling out a short form in our digital banking app or by calling 1-605-940-5620.

* You must have an eCentive® Checking account to enroll in Save Up. Save Up cannot be added to an HSA account.

Juanita Schmunk

Physician Private Banker

Juanita Schmunk - Physician Private Banker

Dedicated Support

Custom Solutions


Exclusive Bank Account Privileges

Financial tools and services for physicians in all 50 U.S. states. Contact us today to learn more.

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