Dentist Loans

100% Financing Up To $1M, Max Amount for Dentist Loans Up To $4M.

The Physician Home Loan helps dentists achieve home ownership, refinance their mortgages, or build new homes. Reach out today to learn more about the benefits we offer including dentist loans in all 50 states!

Request Appointment

The Physician Home Loan For Dentists

Only available at Physician Bank, our dentist loans for home purchases are available in all 50 U.S. states. Dental physicians must be licensed with a Doctor of Dental Surgery (DDS) or Doctor of Medicine in Dentistry (DMD) degree.

The Physician Home Loan for Dentists offers unique benefits compared to many traditional mortgage types, including:

Additionally, qualified dental physicians can obtain mortgage financing up to $4,000,000⁵. Medical residents and practicing physicians may apply. To get started, simply and one of our in-house dentist loan specialists will connect with you.

¹ 100% financing available on purchase loans up to $1,000,000. Property use must be primary residence.

² Subject to terms and conditions of the lock agreement.

³ .5% of student loan balance used as monthly qualifying payment.

⁴ Maximum DTI is 45%

⁵ Subject to approval, 100% financing not available on loans over $1,000,000. Contact us to learn more.

Convenient Digital Lending.

Convenient
Digital Lending.

Download our mobile app and simplify your mortgage experience.

Your Mortgage,
In Your Pocket

Download our mobile app to start your application, compare dentist loans and communicate directly with a Physician Bank mortgage loan originator

Download our mobile app to access mortgage tools, educational resources, start your application, securely scan documents and communicate directly with a dedicated Physician Bank mortgage loan originator.

By sending your phone number you agree to receive automated messages from Physician Bank to this mobile phone number. Standard SMS rates apply.

Flexible Financing

Banking solutions for physicians at every career stage available in all 50 states.

Flexible
Financing

Banking solutions for physicians at every career stage available in all 50 states.

Home Construction Loans

Home Refinance

Personal Loans

Physician Bank

140 North Phillips Avenue Unit 101a, Sioux Falls

Kirbi Sullivan ★★★★★ 2 weeks ago

Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.

Cristina Toledo-Cornell ★★★★★ a month ago

I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!

Nicolette Stanton ★★★★★ a week ago

Physician Bank has provided a great experience with buying our first home. Ryan Kaufman was who we worked with and he was amazing! Very knowledgeable, always willing to answer questions and very timely responses! He was a pleasure to work … More with. Highly recommend!!

Johnny Holm ★★★★★ 2 months ago

I've closed several loans with Matt Velline and have every intention to only use his services in the future! Not only is Matt very experienced and knowledgeable, but makes himself available outside "banker hours!" That is … More a huge benefit to working with him. A true professional and a very patient and thorough loan officer! Matt and Physician Bank are the best!

Jessica Levy ★★★★★ 4 months ago

Our experience with Matt, Tanya & Juanita has been great! They took the time to answer all of our questions and ensure we felt comfortable throughout the entire process, even with the closing of our home falling over the holidays. We … More are so appreciative of all their support. Would definitely recommend!

Josh Macke ★★★★★ a month ago

I had an amazing experience with physician bank. I had a lender prior to physician bank that fell through but they were able to help out when the other bank could not. They were also very quick to do so. Within 5 minutes of showing interest … More I had Ryan Kaufman on the phone with me and assisting in the transition from my prior lender to their bank. Ryan was super helpful in explainging the steps and what else was needed during the whole process and was always reachable when I had questions. I recommend them to all for buying a home. I also want to awknowledge Juantia Schmunk who help set up my bank account over the phone. She was super personable and fun to talk to and after each call with her I was in a better mood. This team is great and if I ever need to buy another house I will aboslutely use them in the future. 5 stars+!!!

4.9 41 reviews

Kirbi Sullivan ★★★★★ 2 weeks ago
Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.
Cristina Toledo-Cornell ★★★★★ a month ago
I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!
Nicolette Stanton ★★★★★ a week ago
Physician Bank has provided a great experience with buying our first home. Ryan Kaufman was who we worked with and he was amazing! Very knowledgeable, always willing to answer questions and very timely responses! He was a pleasure to work … More with. Highly recommend!!
Johnny Holm ★★★★★ 2 months ago
I've closed several loans with Matt Velline and have every intention to only use his services in the future! Not only is Matt very experienced and knowledgeable, but makes himself available outside "banker hours!" That is … More a huge benefit to working with him. A true professional and a very patient and thorough loan officer! Matt and Physician Bank are the best!
Jessica Levy ★★★★★ 4 months ago
Our experience with Matt, Tanya & Juanita has been great! They took the time to answer all of our questions and ensure we felt comfortable throughout the entire process, even with the closing of our home falling over the holidays. We … More are so appreciative of all their support. Would definitely recommend!
Josh Macke ★★★★★ a month ago
I had an amazing experience with physician bank. I had a lender prior to physician bank that fell through but they were able to help out when the other bank could not. They were also very quick to do so. Within 5 minutes of showing interest … More I had Ryan Kaufman on the phone with me and assisting in the transition from my prior lender to their bank. Ryan was super helpful in explainging the steps and what else was needed during the whole process and was always reachable when I had questions. I recommend them to all for buying a home. I also want to awknowledge Juantia Schmunk who help set up my bank account over the phone. She was super personable and fun to talk to and after each call with her I was in a better mood. This team is great and if I ever need to buy another house I will aboslutely use them in the future. 5 stars+!!!