Only available at Physician Bank, this mortgage loan for home purchases is available in all 50 U.S. states. Dental physicians must be licensed with a Doctor of Dental Surgery (DDS) or Doctor of Medicine in Dentistry (DMD) degree. The Physician Home Loan offers unique benefits compared to many traditional mortgage types, including:
Additionally, qualified physicians can obtain mortgage financing up to $4,000,0005. Medical residents and practicing physicians may apply. To get started, simply submit your information and one of our in-house physician loan specialists will contact you.
Physician Bank offers a suite of financial products and services for physicians including personal loans, private banking and deposit accounts.
Our Jumbo Deposit Account is an interest bearing account with flexible options to ensure deposits up to $7 million can be fully FDIC insured.
Deposits insured by the FDIC to the maximum allowed by law:
Minimum Opening Deposit: $1,000.00
Minimum Balance: $0.01
Interest: Compounded and credited monthly
This is an all-electronic account that must be managed online. No checks or debit cards are available with this account. No maturity date; no early withdrawal penalty.
1The annual percentage yield (APY) is accurate as of December 27, 2022. The interest rate is variable and may change after the account is opened.
Fees may reduce earnings on the account. $15 per month fee if paper statements are mailed through the US Mail. $30 wire transfer fee waived for one outgoing domestic wire transfer per month. Unlimited incoming domestic wires at no charge. No financial institutions and brokers.
Mortgage and banking solutions for physicians in all 50 states.
Mortgage and Banking solutions for physicians in any career stage are available in all 50 states through Physician Bank.
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The entire team was easy to work with & made our loan a seamless process for buying a home. Being able to avoid PMI is an awesome benefit.
Dr. Sayer Mansfield, TXThe Physician home loan was exactly what we needed and our lending specialists, Chris, made buying our home easy and enjoyable.
Dr. Moe Reno, NVBeing able to have a 0% down payment was convenient and made it feasible to buy property right out of school. The Physician Bank team was super easy to work with and responsive to our needs either via text, call or email!
Dr. Catibog Roseville, MNKept us informed all throughout the process and was very patient with our questions. We cannot recommend this institution and Julie Velline enough. Thank you!
Dr. Radu Minot, ND140 North Phillips Avenue #101A, Sioux Falls
4.9 61 reviews
Average response time <10 minutes
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The 100% financing option while we started our first post-residency job, their rapid and efficient response rate to our questions and our numerous changes in schedule that occurred with our builder, and the absence of PMI were all extremely helpful.
Dr. David Ogden, UT