Chris Vraa

Chris Vraa

PHYSICIAN MORTGAGE LOAN ORIGINATOR
NMLS #580203
chris@physicianbank.com
M: (763) 310-6102
O: (763) 878-6304
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Chris Vraa has been a mortgage industry professional since 1994 and is known for her drive, dedication, and expertise.

Communication is key for Chris when it comes to her customers. When working with Chris, borrowers will know exactly what’s going on from beginning to the end. Chris knows the ins and outs of the industry from her years of experience, which gives her insight that other loan officers may not have.

Chris enjoys working with Physicians and understands that they have a particular niche in the type of loan that serves them best, given their unique situations.

“MY PASSION IS HELPING PEOPLE MAKE THEIR SITUATION BETTER, NO MATTER THE CIRCUMSTANCES.” – CHRIS VRAA

Chris loves working with everyone, from the first-time home buyer because it’s all new to them and they’re so excited, to the Physician that might be buying a vacation home. Chris will consistently be there and help her customers navigate the waters.

Chris is a trusted leader in the field, and she enjoys working with people to grow and thrive throughout their life.

New! 4.04% APY* on checking.
*APY = Annual Percentage Yield

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*APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. Rate applies to balances between $0.01 and $100,000

To earn 4.04%, you must:

  1. Have at least $5,000 in direct deposit each month from payroll, social security, investment income, or other forms of monthly income.
  2. Have monthly debit card purchases posted to your account equaling a minimum of $500. Please note that ATM transactions do not count toward the debit card purchase requirement.
  3. Enroll and receive monthly eStatements. With eStatements, you must have a valid email address to enroll. $4 per month fee applies if not enrolled in eStatements and paper statements are sent through U.S. Mail.

Payroll Plus Rates effective as of March 1, 2024. Minimum opening deposit of $100.