Ryan Kaufman

Physician Mortgage Loan Originator

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Ryan Kaufman has extensive lending experience and is regarded by his clients for his thoroughness and expertise in the lending field.

Ryan helps his clients navigate their financial and business environment to find a solution that will help them succeed and meet their goals. He prides himself on being responsive, detailed, and attentive to his clients.

Ryan has lived in Sioux Falls, SD now for over 20 years. When he’s not working, Ryan enjoys spending time with his wife and two children. They can often be found in a basketball, gym, or soccer field. They also enjoy being outdoors, golfing, and fishing.

Select Ryan as your Loan Officer and get your lending process started today!

Our Team

Julie Velline

Mortgage Loan Originator

Jeff Asche

Mortgage Loan Originator

Jean Marthaler

Mortgage Loan Originator

Juanita Schmunk

Physician Private Banker

Ryan Kaufman

Mortgage Loan Originator

Matt Velline

Mortgage Loan Originator

Chris Vraa

Mortgage Loan Originator

Teresa DeWolf

Mortgage Loan Originator

The 100% financing option while we started our first post-residency job, their rapid and efficient response rate to our questions and our numerous changes in schedule that occurred with our builder, and the absence of PMI were all extremely helpful.

Dr. David Ogden, UT

The entire team was easy to work with & made our loan a seamless process for buying a home. Being able to avoid PMI is an awesome benefit.

Dr. Sayer Mansfield, TX

The Physician home loan was exactly what we needed and our lending specialists, Chris, made buying our home easy and enjoyable.

Dr. Moe Reno, NV

Being able to have a 0% down payment was convenient and made it feasible to buy property right out of school. The Physician Bank team was super easy to work with and responsive to our needs either via text, call or email!

Dr. Catibog Roseville, MN

Kept us informed all throughout the process and was very patient with our questions. We cannot recommend this institution and Julie Velline enough. Thank you!

Dr. Radu Minot, ND

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Physician Bank

140 North Phillips Avenue Unit 101a, Sioux Falls

4.9 32 reviews

Ambur Brown ★★★★★ 6 months ago
Julie Velline is the absolute best! I have bought 8 homes in my lifetime and never have I had such excellent service with my mortgage. She is easy to talk to, responsive, very smart, and informed about mortgage options. She always answered … More all of my questions right away, even in the evening and on weekends. She worked with my real estate agent to make sure that my offer to buy a house was clear and well understood. She even spoke with the sellers agent for us! I whole heartedly recommend her. Thank you for all of your help in buying our dream house, Julie!
Johnny Holm ★★★★★ 3 weeks ago
I've closed several loans with Matt Velline and have every intention to only use his services in the future! Not only is Matt very experienced and knowledgeable, but makes himself available outside "banker hours!" That is … More a huge benefit to working with him. A true professional and a very patient and thorough loan officer! Matt and Physician Bank are the best!
Jessica Levy ★★★★★ 3 months ago
Our experience with Matt, Tanya & Juanita has been great! They took the time to answer all of our questions and ensure we felt comfortable throughout the entire process, even with the closing of our home falling over the holidays. We … More are so appreciative of all their support. Would definitely recommend!
Lauren Stipp ★★★★★ 4 months ago
Matt and Julie were persistent to help us from the first day we introduced ourselves ! They had worked countless hours, days prioritizing us . We are so appreciative of the professional service they provided . Absolutely recommend as we … More had a terrible experience in finding a construction loan up until this point . I cannot emphasize enough what a dream team they are !
Steven Gard ★★★★★ 6 months ago
Physician Bank associate, Julie, made the difficult home buying process relatively easy for my family and I! It was difficult to find a lending service I could trust that would thoroughly investigate all my options as a new resident coming … More straight out of medical school! Thank You for all your help Julie!
Hannah Thompson ★★★★★ 6 months ago
Julie Velline made our home buying process so easy! She was phenomenal to work with and always quick to respond to any questions we had!

Average response time <10 minutes

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Ryan Kaufman

Physician Mortgage Loan Originator

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