PARTNERSHIP BUY-IN PROGRAM

100% Partner Financing

PHYSICIAN BUY-IN

Thinking about expanding your practice with a new partner? Physician Bank can help create an easy transition and your new partner can become a full partner immediately. We can help simplify the entire process and provide liquid assets to support business growth.

EASY BUY-IN TRANSITION

100% Financing No Partner Collateral Needed No Down Payment Needed

We can finance a new partner’s buy-in amount to 100%. We will make it easy for both parties so you can get down to business.

REQUIREMENTS AND SPECIFICATIONS

A business valuation
A corporate guarantee requirement for any partner debt
A Documented Buy-Sell Agreement is required depending on the transaction type (funded by life insurance when appropriate)
Life insurance requirement for partner debt in the amount of the loan with assignment to Physician Bank
Loan Term: 10 year Maximum
Years in business: 3 Minimum

PARTNERSHIP BUY-IN FEATURES

100 percent financing up to 1m
Loans up to 4m
Unsecured lines of credit up to 250,000
Full service banking with high-yield, no-fee checking accounts

Physician Bank Buy-in financing makes sense. Talk with a Physician Bank Financing Advisor today.

PARTNERSHIP BUY-IN PROGRAM IS FOR:

Medical Doctors
Doctors of Dental Surgery
Doctors of Medicine in Dentistry
Doctors of Optometry
Doctors of Osteopathic Medicine
Doctors of Podiatric Medicine
Doctors of Veterinary Medicine
Registered Pharmacists

We can finance the build out for your practice, finance a building acquisition or even finance up to 100 percent of a practice you want to buy into.

GET THE FUNDS YOU NEED

Do you have a partner that is retiring? Is your practice being bought out? Are you adding a new partner? Physician Bank can get you the funds you need to facilitate any pay-out and your loan can be guaranteed by your practice.

We can provide 100% financing for a new partner and we require no down payment or collateral from the partner. Do you have a current partner that is making monthly or quarterly payments? No problem. We can refinance that too!

Maybe you have concerns about arranging all the aspects of a partnership buy-in. Rest assured, Physician Bank Partnership Buy-in Advisors have the experience to insure your buy-in agreement is arranged appropriately and easily understood by all. Need more information? Complete the Request Form today.

The 100% financing option while we started our first post-residency job, their rapid and efficient response rate to our questions and our numerous changes in schedule that occurred with our builder, and the absence of PMI were all extremely helpful.

Dr. David Ogden, UT

The entire team was easy to work with & made our loan a seamless process for buying a home. Being able to avoid PMI is an awesome benefit.

Dr. Sayer Mansfield, TX

The Physician home loan was exactly what we needed and our lending specialists, Chris, made buying our home easy and enjoyable.

Dr. Moe Reno, NV

Being able to have a 0% down payment was convenient and made it feasible to buy property right out of school. The Physician Bank team was super easy to work with and responsive to our needs either via text, call or email!

Dr. Catibog Roseville, MN

Kept us informed all throughout the process and was very patient with our questions. We cannot recommend this institution and Julie Velline enough. Thank you!

Dr. Radu Minot, ND

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Physician Bank

140 North Phillips Avenue Unit 101a, Sioux Falls

4.9 41 reviews

Kirbi Sullivan ★★★★★ 2 weeks ago
Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.
Cristina Toledo-Cornell ★★★★★ a month ago
I worked with Teresa DeWolf anf her awesome team and I could not be happier with their professionalism, engagement, efficiency and overral stellar costumer service. I have now referred her and her team at Physicians bank to other colleagues … More and family. She gave ne a great rate and I am a seasoned Buyer (4th home). The process is seameless and the app super user friendly. I could not have asked for a more seameless experience on getting a loan! Thank you!! Picture of my new home bellow!
Nicolette Stanton ★★★★★ a week ago
Physician Bank has provided a great experience with buying our first home. Ryan Kaufman was who we worked with and he was amazing! Very knowledgeable, always willing to answer questions and very timely responses! He was a pleasure to work … More with. Highly recommend!!
Johnny Holm ★★★★★ 2 months ago
I've closed several loans with Matt Velline and have every intention to only use his services in the future! Not only is Matt very experienced and knowledgeable, but makes himself available outside "banker hours!" That is … More a huge benefit to working with him. A true professional and a very patient and thorough loan officer! Matt and Physician Bank are the best!
Jessica Levy ★★★★★ 4 months ago
Our experience with Matt, Tanya & Juanita has been great! They took the time to answer all of our questions and ensure we felt comfortable throughout the entire process, even with the closing of our home falling over the holidays. We … More are so appreciative of all their support. Would definitely recommend!
Josh Macke ★★★★★ a month ago
I had an amazing experience with physician bank. I had a lender prior to physician bank that fell through but they were able to help out when the other bank could not. They were also very quick to do so. Within 5 minutes of showing interest … More I had Ryan Kaufman on the phone with me and assisting in the transition from my prior lender to their bank. Ryan was super helpful in explainging the steps and what else was needed during the whole process and was always reachable when I had questions. I recommend them to all for buying a home. I also want to awknowledge Juantia Schmunk who help set up my bank account over the phone. She was super personable and fun to talk to and after each call with her I was in a better mood. This team is great and if I ever need to buy another house I will aboslutely use them in the future. 5 stars+!!!

Average response time <10 minutes

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