Physician Loans for Medical Residents

Between Residencies?
No Problem.

Once approved, your mortgage terms are locked for 90 days*, giving you time to find your home and move before starting your next position. Physician Bank is here to help you achieve home ownership, capture the benefits of home refinancing, or build the home you’ve been dreaming of.

Loans for Medical Residents

Home Mortgage Loans estimate

Physician Bank offers home mortgage loans for medical residents, private banking services and personal loans to licensed physicians in all 50 U.S. states.  Licensed physicians with the following medical degrees can qualify for financing with Physician Bank: Medical Doctor (MD), Doctor of Dental Surgery (DDS), Doctor of Medicine in Dentistry (DMD), Doctor of Optometry (DO), Doctor of Osteopathic Medicine (OD), Doctor of Podiatric Medicine (DPM), Doctor of Veterinary Medicine (DVM), or Registered Pharmacists (PharmD).

These Physician Home Loans for Medical Residents by Physician Bank are only available through www.physicianbank.com.

Additionally, qualified physicians can obtain mortgage financing up to $3,000,0005. Medical students, medical residents, and practicing physicians may apply. Contact us today to learn more!

1 100% financing available on purchase loans up to $1,000,000. Property use must be primary residence.
2 subject to terms and conditions of the lock agreement.
3 .5% of student loan balance used as monthly qualifying payment.
4 your DTI requirement may vary between 45% to 50% based on qualifying factors.
5 subject to approval, 100% financing not available on loans over $1,000,000. Contact us to learn more.

Physician Bank
Mortgage App

Physician Bank
Mortgage App

Download our mobile app and simplify your mortgage experience.

Mortgage Lending,
On Your Phone.

Download our mobile app to start your application, compare loans and communicate directly with a Physician Bank mortgage loan originator

Download our mobile app to access mortgage tools, educational resources, start your application, securely scan documents and communicate directly with a dedicated Physician Bank mortgage loan originator.

By sending your phone number you agree to receive automated messages from Physician Bank to this mobile phone number. Standard SMS rates apply.

Flexible Financing

Banking solutions for physicians at every career stage available in all 50 states.

Flexible
Financing

Flexible
Financing

Banking solutions for physicians at every career stage available in all 50 states.

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Attention

You are leaving the Physician Bank web site and going to an external website. This link is being provided to you as a courtesy of Physician Bank, a division of Heritage Bank NA. Physician Bank is not endorsing or guaranteeing the products, information, or recommendations by linked sites. It is important that you understand our Privacy Policy does not apply to any third-party sites; therefore, we encourage you to read the security/privacy information for each site you visit. Would you like to continue?

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To begin your Personal Loan application, please enter your contact information below. You will then be directed to the BHG website to continue your application. We look forward to serving you soon.

Attention

You are leaving the Physician Bank web site and going to an external website. This link is being provided to you as a courtesy of Physician Bank, a division of Heritage Bank NA. Physician Bank is not endorsing or guaranteeing the products, information, or recommendations by linked sites. It is important that you understand our Privacy Policy does not apply to any third-party sites; therefore, we encourage you to read the security/privacy information for each site you visit. Would you like to continue?

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