SMS Marketing Terms and Conditions – Physician Bank, a division of Heritage Bank NA
Last updated July 2026
At Physician Bank, we value your privacy and make every effort to respect your wishes and personal information. In line with this commitment, we have established the following policy for the use of our SMS marketing service.
Collection of Phone Numbers
We collect your phone numbers only when you voluntarily provide them to us or when you sign up for our text messages.
Other Information Collected
In addition to phone number, we also collect first and last name to personalize messaging.
Use of Phone Numbers for SMS
Your phone numbers are primarily used to provide you with personalized services, updates, and offers. These text messages may relate to our products, services, or any updates that we think may interest you. By signing up, you agree to receive recurring text messages from Physician Bank. Message frequency varies. Message and data rates may apply. We do not share, sell, or otherwise provide your mobile phone number or messaging consent information to any third parties or affiliates for marketing or promotional purposes. Carriers are not liable for any delayed or undelivered messages.
Opting Out of Marketing Messages
If at any time you wish to stop receiving marketing SMS from us, you can opt out by texting STOP to opt-out.
Privacy of Phone Numbers
Once you have opted out, we will not send you any more SMS messages, nor will we sell or transfer your phone number to another party.
Changes to This Policy
We may periodically update this policy.
If you have any questions, you can contact us at 1-888-632-2651 or [email protected].




