Matt Velline is a highly experienced lending expert with over 20 years’ experience in the mortgage and real estate industry. He has been with Heritage Bank and its subsidiary, Physician Bank, for over two years. In addition to his work in lending, Matt is also a professional musician who tours internationally. He prioritizes both his family life and the pursuit of personal prosperity.
Matt currently resides in southwest Florida but is eager to work with clients from anywhere in the world. Known for his kindness and patience, Matt ensures that his customers understand the mortgage process and sets clear expectations with them.
What sets Matt apart from other loan officers is his real estate experience. As a licensed real estate agent, he takes a comprehensive approach to home-buying. This allows him to better relate to and advise his customers throughout their purchasing journey.
Working with homebuyers and effectively communicating the lending process comes naturally to Matt because he loves what he does and has the tools and experience necessary for a seamless home-buying experience.
“WHEN YOU HEAR SOMEONE GIVE YOU GLOWING REVIEWS AND REACH OUT TO YOU RELAYING WHAT A GREAT EXPERIENCE IT WAS AND THEN OFFER REFERRALS, THAT’S WONDERFUL IN ITSELF, BUT MY MANTRA HAS ALWAYS BEEN TO SEEK THE BEST FOR OTHERS AND FIND THE BEST IN YOU! THAT IS THE GREATEST REWARD.” – MATT VELLINE
Matt is always willing to go the extra mile to make someone’s day and ensure that things work out for his clients. He is a critical, diligent professional who devotes extra time to his clients. He sees his role as a trusted advisor, prioritizing their needs over making a sale.
140 N Phillips Ave #101A, Sioux Falls
- Troy Rayle ★★★★★ a week ago
Matt Velline was so great and supportive the whole process. Got things done for me on a weekend when he was even on vacation and in the late evenings. Went above and beyond to make sure u had what I needed and things got pushed through … More for me!
- Diana Alexandru ★★★★★ a month ago
Great service, highly recommend. Matt is knowledgeable and attentive
- Alex Perry ★★★★★ 2 months ago
Matt Velline was fantastic to work with. He was always quick to respond via text or phone call. He was supportive through the process and willing to answer any questions asked.
Rates and closing costs were better than other options. Due … More to the sale of our current home, our closing was moved 8 days sooner than anticipated. When I reached out to see if this was possible, Matt told me his team was on it. They got it done!!
Thank you Matt, and team. A fantastic experience all around!
- Kevin Brown ★★★★★ 3 months ago
My wife and I just bought our first home and Matt got done what others could not. He was very attentive and his communication was on point! Thank you!
- Sofia Manczurowsky ★★★★★ 3 months ago
Thank you to Matt Velline and the whole team at Physicians Bank for making the first time home buying process a breeze! We thoroughly enjoyed working with them and highly recommend.
- Jake Bryan ★★★★★ 11 months ago
This was our first experience buying a home, and Matt helped make that experience stress-free. His communication throughout the entire process was always helpful and reassuring. Thanks to Matt and his team, we were able to purchase our … More dream property!
- Hannah Mears ★★★★★ a year ago
We are very pleased with the service that Matt Velline provided during our home buying process! He is very efficient and a great communicator, making the experience less stressful. We will recommend him to our friends and family and will … More be using him in any future endeavors.
- Tyler Roicki ★★★★★ a year ago
This was my wife & I's second time working with Matt Velline in the past year and a half on a home purchase, using a Physicians Loan. The loan & closing process was absolutely seamless each time.
Not only did we close on time … More which was very important to us, but funding happened as quickly as any I've ever seen (I'm a real estate agent, so I've seen a lot of different situations).
We're super happy with Matt & his team. I look forward to working with him again in the future & would highly recommend!
- Tony Captain ★★★★★ 3 years ago
Matt velline was an amazing mortgage loan originator. This was undoubtedly the most flawless and efficient process I have ever been involved in to obtain home mortgage loan. Rather the Spanish inquisition, I encountered a consummate professional … More who embodied sincerety and kindness. He was informative every step along the way and made the experience pleasant and tranquil. Matt made the process seem easy and comfortable. So, indeed wonderful loan mortgage originator that was the most superb!!!! Thank you physician bank for being the best ever in my book!!!! Also, Julie and Juanita were an intricate part of the process and great assets to the team!!! Kudos to all!!!!
- Kirbi Sullivan ★★★★★ 3 years ago
Matt was the best! Wonderful to work with and made the process so easy. Very responsive and easy to get ahold of 24/7. Great option for first time home buyers and young physicians in residency. My husband looked at several options for mortgages … More and the Physician Bank team was by far the best. Juanita was also wonderful and very helpful! Will definitely be recommending to other physicians looking to buy.
