Ryan Kaufman

Ryan Kaufman

PHYSICIAN MORTGAGE LOAN ORIGINATOR
NMLS #1503898
ryan@physicianbank.com
M: (763) 310-6205
O: (763) 878-6051
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Ryan Kaufman Linkedin Profile
Ryan Kaufman has been helping countless customers search for their dream homes or refinance their current properties since 2015. In 2019 Ryan joined Heritage Bank to further his expertise in this field.

Through his own firsthand experience in building and refinancing homes, Ryan has developed a deep passion for the mortgage industry. Finding immense satisfaction in assisting individuals in achieving ownership of what is often the biggest investment of their lives.

To ensure that he is always accessible to his clients, he provides them with his personal cell phone number and emphasizes that they can reach out to him even outside of regular business hours or on weekends. This availability is crucial, especially when a timely approval letter is required to make a property offer.

On the personal side, Ryan has been happily married to his wife, Jennifer and they reside in Sioux Falls. They have two children and cherish moments of quality time together. He is also fond of golfing, fishing, and indulging in outdoor activities.

Ryan is dedicated to delivering exceptional service to his clients while maintaining a balanced and fulfilling personal life.

Select Ryan as your Loan Officer and get your lending process started today!

New! 4.04% APY* on checking.
*APY = Annual Percentage Yield

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*APY = Annual Percentage Yield. Fees may reduce earnings. Interest rate is variable and may change after the account is opened. Rate applies to balances between $0.01 and $100,000

To earn 4.04%, you must:

  1. Have at least $5,000 in direct deposit each month from payroll, social security, investment income, or other forms of monthly income.
  2. Have monthly debit card purchases posted to your account equaling a minimum of $500. Please note that ATM transactions do not count toward the debit card purchase requirement.
  3. Enroll and receive monthly eStatements. With eStatements, you must have a valid email address to enroll. $4 per month fee applies if not enrolled in eStatements and paper statements are sent through U.S. Mail.

Payroll Plus Rates effective as of March 1, 2024. Minimum opening deposit of $100.