Physician Bank – 6 Things About Us

We launched Physician Bank in February 2022. You may be wondering how it’s going. The short answer is very well! But wait, you are probably wondering who we are. 

To properly introduce you to Physician Bank, here are 6 things we think you should know: 

#1 – Our name is Physician Bank  

Not Physicians Bank, or Physician’s Bank or Physicians’ Bank or Physician Banks. We did consider adding an “s” but decided against it. We’re the one and only Physician Bank. 

#2 – We Do Business Nationwide 

Physicians in any state are welcome to apply for loans or open accounts though our website. Whether you’re a Physician in Alaska or a Veterinarian in South Dakota, we’ve got your back. 

#3 – How Can You Find Physician Bank? 

We made it easy for you to find us online at 

You can also find us on Physician Bank LinkedIn and Physician Bank Facebook. Like us, please! 

If you are or know of medical students or residents in need of a loan, please send them this link:

#4 – As our Client, You Receive Exclusive Private Banking Services 

This means access to a dedicated Private Banker with flexible after-hours, along with our in-house Credit Coach. 

#5 – We Offer a Suite of Products Tailored for Physicians: 

Home Loans and Refinancing

Including our most sought-after Physician Home Loan featuring: 

  • 100% financing1 
  • 90-day locks2 
  • Leniency toward student loan debt3 
  • We pay private mortgage insurance (PMI) fees
  • And much more… 

Personal Loans


  • An easy on-line application process 
  • Funding in as few as 5 days 
  • Flexible repayment terms 
  • No collateral requirements 


Notably, our Physician eCentive™ Account, which pays premium interest rates on qualifying balances up to $100,000.4

Also, qualifying eCentive™ customers receive automatic fee reimbursement at any of the half million ATMs nationwide, up to $25 per month. 5

More information on all these products is available on the Physician Bank website.

#6 – The Physician Home Loan is our Leading Product 

This loan is exclusively available to individuals who have earned one of the following degrees: 

  • Doctor of Medicine, MD 
  • Doctor of Dental Medicine, DMD 
  • Doctor of Dental Surgery, DDS 
  • Doctor of Optometry, OD
  • Doctor of Osteopathic Medicine, DO 
  • Doctor of Podiatric Medicine, DPM 
  • Doctor of Veterinary Medicine, DVM 
  • Registered Pharmacist, RPh 

Thanks for reading a little about us, we appreciate your time. Learn more about us at and make sure to follow us on LinkedIn. Going forward, we look forward to sharing more of our journey with you! 

Are you a physician in need of a loan? Physician Bank was made for you!
Start a conversation with us today.

1 100% financing available on purchase loans up to $1,000,000. Property use must be primary residence.
2 Subject to terms and conditions of the lock agreement.
3 .5% of student loan balance used as monthly qualifying payment.
4 When the Physician eCentive® bank account qualifications are met, balances up to $100,000 will earn that qualification rate for the entire statement cycle. Balances of $100,000.01 and above will receive that qualification rate for the entire month. If applicable, sales tax will be applied to service charges for accounts opened in Iowa.
5 Must meet qualifications (Refunds for domestic ATM fees charged by other ATM owners and MasterCard cross border/currency conversion fees for debit card foreign transactions.)

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